The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   1,525,952 95,671 SH   SOLE 0 95,456 0 215
AT&T Inc Com 00206R102   36,382 2,281 SH   DFND 0 2,281 0 0
Abbott Laboratories Com 002824100   8,192,199 75,144 SH   SOLE 0 70,658 0 4,486
Abbott Laboratories Com 002824100   110,873 1,017 SH   DFND 0 1,017 0 0
AbbVie Inc Com 00287Y109   5,520,966 40,978 SH   SOLE 0 40,787 0 191
AbbVie Inc Com 00287Y109   158,038 1,173 SH   DFND 0 1,173 0 0
Aberdeen Std Gold ETF Com 00326A104   467,792 25,465 SH   SOLE 0 25,465 0 0
Contra Adamas Pharmace Com 005CVR022   24,335 48,670 SH   SOLE 0 48,670 0 0
Adobe Systems Inc Com 00724F101   929,081 1,900 SH   SOLE 0 1,900 0 0
Advanced Micro Devices Inc Com 007903107   3,813,479 33,478 SH   SOLE 0 33,465 0 13
Agilent Technologies Inc Com 00846U101   216,691 1,802 SH   SOLE 0 1,802 0 0
Air Products & Chemicals Inc Com 009158106   2,534,922 8,463 SH   SOLE 0 8,460 0 3
Contra Albireo Pharma CVR Rights Com 013CVR022   20,394 20,394 SH   SOLE 0 20,394 0 0
Allstate Corp Com 020002101   697,093 6,393 SH   SOLE 0 6,393 0 0
Allstate Corp Com 020002101   1,527 14 SH   DFND 0 14 0 0
Alphabet Inc-C Com 02079K107   4,271,693 35,312 SH   SOLE 0 35,312 0 0
Alphabet Inc-C Com 02079K107   145,164 1,200 SH   DFND 0 1,200 0 0
Alphabet Inc-A Com 02079K305   7,956,100 66,467 SH   SOLE 0 66,467 0 0
Alphabet Inc-A Com 02079K305   193,794 1,619 SH   DFND 0 1,619 0 0
Amazon.com Inc Com 023135106   7,721,614 59,233 SH   SOLE 0 58,633 0 600
Amazon.com Inc Com 023135106   54,230 416 SH   DFND 0 416 0 0
American Electric Power Co Inc Com 025537101   704,501 8,367 SH   SOLE 0 8,367 0 0
American Express Co Com 025816109   2,152,589 12,357 SH   SOLE 0 12,357 0 0
American Express Co Com 025816109   47,905 275 SH   DFND 0 275 0 0
American Tower Corp Com 03027X100   239,904 1,237 SH   SOLE 0 1,237 0 0
American Water Works Co Inc Com 030420103   1,923,271 13,473 SH   SOLE 0 13,466 0 7
Amgen Inc Com 031162100   4,638,442 20,892 SH   SOLE 0 13,184 0 7,708
Amgen Inc Com 031162100   67,494 304 SH   DFND 0 304 0 0
Analog Devices Inc Com 032654105   3,092,219 15,873 SH   SOLE 0 15,849 0 24
Analog Devices Inc Com 032654105   41,105 211 SH   DFND 0 211 0 0
Andersons Inc Com 034164103   208,367 4,515 SH   SOLE 0 4,515 0 0
Apple Inc Com 037833100   36,840,334 189,928 SH   SOLE 0 188,007 0 1,921
Apple Inc Com 037833100   241,299 1,244 SH   DFND 0 1,244 0 0
Aristotle Floating Rate Income-I2 Com 04045F584   250,093 26,634 SH   SOLE 0 26,634 0 0
ADR AstraZeneca PLC- II Sp Com 046353108   415,535 5,806 SH   SOLE 0 5,806 0 0
Automatic Data Processing Inc Com 053015103   1,812,608 8,247 SH   SOLE 0 8,152 0 95
AutoZone Inc Com 053332102   236,869 95 SH   SOLE 0 95 0 0
Bank of America Corp Com 060505104   254,279 8,863 SH   SOLE 0 8,863 0 0
Baxter International Inc Com 071813109   1,486,167 32,620 SH   SOLE 0 32,620 0 0
Baxter International Inc Com 071813109   30,571 671 SH   DFND 0 671 0 0
Berkshire Hathaway Inc-A Com 084670108   1,035,620 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702   1,307,394 3,834 SH   SOLE 0 3,834 0 0
Berkshire Hathaway Inc-B Com 084670702   12,276 36 SH   DFND 0 36 0 0
Biogen Inc Com 09062X103   848,283 2,978 SH   SOLE 0 2,978 0 0
Blackrock Inc Com 09247X101   709,110 1,026 SH   SOLE 0 1,026 0 0
Blackstone Inc Com 09260D107   927,841 9,980 SH   SOLE 0 9,980 0 0
Boeing Co/The Com 097023105   1,937,393 9,175 SH   SOLE 0 5,695 0 3,480
Boeing Co/The Com 097023105   27,662 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108   2,117,448 33,111 SH   SOLE 0 32,491 0 620
Bristol Myers Squibb Com 110122108   25,580 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101   598,527 690 SH   SOLE 0 690 0 0
Cigna Corp Com 125523100   319,884 1,140 SH   SOLE 0 1,140 0 0
CME Group Inc Com 12572Q105   1,707,077 9,213 SH   SOLE 0 9,213 0 0
CME Group Inc Com 12572Q105   1,668 9 SH   DFND 0 9 0 0
CSX Corp Com 126408103   221,104 6,484 SH   SOLE 0 6,484 0 0
CVS Health Corp Com 126650100   2,360,167 34,141 SH   SOLE 0 27,034 0 7,107
CVS Health Corp Com 126650100   38,436 556 SH   DFND 0 556 0 0
Coterra Energy Inc Com 127097103   245,714 9,712 SH   SOLE 0 401 0 9,311
Carrier Global Corp Com 14448C104   785,319 15,798 SH   SOLE 0 15,798 0 0
Carrier Global Corp Com 14448C104   16,156 325 SH   DFND 0 325 0 0
Caterpillar Inc Com 149123101   2,676,286 10,877 SH   SOLE 0 3,477 0 7,400
Chevron Corp Com 166764100   9,062,416 57,594 SH   SOLE 0 57,329 0 265
Chevron Corp Com 166764100   205,499 1,306 SH   DFND 0 1,056 0 250
Cincinnati Financial Corp Com 172062101   718,806 7,386 SH   SOLE 0 7,386 0 0
Cisco Systems Inc Com 17275R102   4,364,166 84,348 SH   SOLE 0 79,742 0 4,606
Cisco Systems Inc Com 17275R102   74,506 1,440 SH   DFND 0 1,440 0 0
Coca-Cola Co/The Com 191216100   5,162,058 85,720 SH   SOLE 0 82,720 0 3,000
Coca-Cola Co/The Com 191216100   124,415 2,066 SH   DFND 0 2,066 0 0
Cognizant Tech Solutions Corp-A Com 192446102   1,582,714 24,245 SH   SOLE 0 24,245 0 0
Cognizant Tech Solutions Corp-A Com 192446102   53,660 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103   1,252,439 16,257 SH   SOLE 0 4,677 0 11,580
Comcast Corp-A Com 20030N101   1,486,617 35,779 SH   SOLE 0 35,685 0 94
Comcast Corp-A Com 20030N101   39,597 953 SH   DFND 0 953 0 0
ConocoPhillips Inc Com 20825C104   924,616 8,924 SH   SOLE 0 8,924 0 0
Costco Wholesale Corp Com 22160K105   2,777,502 5,159 SH   SOLE 0 5,159 0 0
Costco Wholesale Corp Com 22160K105   53,838 100 SH   DFND 0 100 0 0
Crown Castle Inc Com 22822V101   603,198 5,294 SH   SOLE 0 5,294 0 0
Cummins Inc Com 231021106   451,094 1,840 SH   SOLE 0 1,840 0 0
DTE Energy Co Com 233331107   253,706 2,306 SH   SOLE 0 2,306 0 0
Danaher Corp Com 235851102   8,545,920 35,608 SH   SOLE 0 35,608 0 0
Danaher Corp Com 235851102   146,160 609 SH   DFND 0 609 0 0
Darden Restaurants Inc Com 237194105   392,638 2,350 SH   SOLE 0 2,350 0 0
DarioHealth Corp Com 23725P209   67,970 16,950 SH   SOLE 0 16,950 0 0
Deere & Co Com 244199105   8,862,316 21,872 SH   SOLE 0 11,672 0 10,200
Dentsply Sirona Inc Com 24906P109   371,145 9,274 SH   SOLE 0 9,274 0 0
Dentsply Sirona Inc Com 24906P109   16,008 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103   1,174,683 10,316 SH   SOLE 0 10,311 0 5
Digital Realty Trust Inc Com 253868103   1,594 14 SH   DFND 0 14 0 0
Disney Walt Co Com 254687106   4,263,477 47,754 SH   SOLE 0 47,754 0 0
Disney Walt Co Com 254687106   17,856 200 SH   DFND 0 200 0 0
Dominion Resources Inc/VA Com 25746U109   1,869,412 36,096 SH   SOLE 0 36,026 0 70
Dominion Resources Inc/VA Com 25746U109   98,142 1,895 SH   DFND 0 1,895 0 0
Dover Corp Com 260003108   505,701 3,425 SH   SOLE 0 3,425 0 0
Duke Energy Corp Com 26441C204   2,261,179 25,197 SH   SOLE 0 25,156 0 41
Duke Energy Corp Com 26441C204   37,511 418 SH   DFND 0 418 0 0
DuPont de Nemours Inc Com 26614N102   920,219 12,881 SH   SOLE 0 12,881 0 0
DuPont de Nemours Inc Com 26614N102   16,646 233 SH   DFND 0 233 0 0
EOG Resources Inc Com 26875P101   1,589,228 13,887 SH   SOLE 0 13,856 0 31
EOG Resources Inc Com 26875P101   40,168 351 SH   DFND 0 351 0 0
Emerson Electric Company Com 291011104   1,277,211 14,130 SH   SOLE 0 6,930 0 7,200
Enbridge Inc Com 29250N105   694,445 18,693 SH   SOLE 0 17,849 0 844
Enbridge Inc Com 29250N105   3,715 100 SH   DFND 0 100 0 0
Entergy Corp Com 29364G103   1,113,621 11,437 SH   SOLE 0 11,400 0 37
Entergy Corp Com 29364G103   35,930 369 SH   DFND 0 369 0 0
EPAM Systems Inc Com 29414B104   1,023,961 4,556 SH   SOLE 0 4,556 0 0
Exelon Corp Com 30161N101   1,542,579 37,864 SH   SOLE 0 37,266 0 598
Exelon Corp Com 30161N101   37,318 916 SH   DFND 0 916 0 0
Exxon Mobil Corp Com 30231G102   5,707,094 53,213 SH   SOLE 0 46,879 0 6,334
Exxon Mobil Corp Com 30231G102   75,826 707 SH   DFND 0 407 0 300
Meta Platforms Inc Com 30303M102   1,406,489 4,901 SH   SOLE 0 4,901 0 0
Federated Ultra Short Term Bond-I Com 31428Q747   9,262,656 1,024,630 SH   SOLE 0 1,024,630 0 0
Federated Ultra Short Term Bond-I Com 31428Q747   169,376 18,736 SH   DFND 0 10,551 0 8,185
Fifth Third Bancorp Com 316773100   1,326,226 50,600 SH   SOLE 0 33,800 0 16,800
First Solar Inc Com 336433107   314,219 1,653 SH   SOLE 0 1,253 0 400
Fiserv Inc Com 337738108   255,201 2,023 SH   SOLE 0 2,023 0 0
Fortive Corp Com 34959J108   787,702 10,535 SH   SOLE 0 10,535 0 0
Fortive Corp Com 34959J108   22,431 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105   377,890 2,650 SH   SOLE 0 0 0 2,650
Franklin Electric Co Inc Com 353514102   524,790 5,100 SH   SOLE 0 0 0 5,100
Freeport-McMoRan Copper & Gold Inc Com 35671D857   454,040 11,351 SH   SOLE 0 11,351 0 0
Galecto Inc Com 36322Q107   56,529 22,432 SH   SOLE 0 22,432 0 0
Arthur J Gallagher & Co Com 363576109   3,162,467 14,403 SH   SOLE 0 14,394 0 9
General Dynamics Corp Com 369550108   1,869,008 8,687 SH   SOLE 0 8,673 0 14
General Dynamics Corp Com 369550108   63,684 296 SH   DFND 0 296 0 0
General Mills Inc Com 370334104   1,983,002 25,854 SH   SOLE 0 25,784 0 70
General Mills Inc Com 370334104   53,613 699 SH   DFND 0 699 0 0
Gilead Sciences Inc Com 375558103   1,235,124 16,026 SH   SOLE 0 16,026 0 0
Goldman Sachs Group Inc Com 38141G104   598,312 1,855 SH   SOLE 0 1,855 0 0
Great Elm Group Inc Com 39037G109   30,750 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101   947,161 3,121 SH   SOLE 0 3,121 0 0
HCA Healthcare Inc Com 40412C101   1,517 5 SH   DFND 0 5 0 0
Hershey Co/The Com 427866108   791,549 3,170 SH   SOLE 0 3,170 0 0
Home Depot Inc Com 437076102   4,686,315 15,086 SH   SOLE 0 12,136 0 2,950
Honeywell International Inc Com 438516106   2,786,103 13,427 SH   SOLE 0 13,427 0 0
Honeywell International Inc Com 438516106   1,453 7 SH   DFND 0 7 0 0
Howmet Aerospace Inc Com 443201108   252,855 5,102 SH   SOLE 0 370 0 4,732
Illinois Tool Works Inc Com 452308109   453,790 1,814 SH   SOLE 0 1,814 0 0
Intel Corp Com 458140100   3,901,445 116,670 SH   SOLE 0 116,066 0 604
Intel Corp Com 458140100   62,232 1,861 SH   DFND 0 1,861 0 0
IntercontinentalExchange Group Inc Com 45866F104   2,715,164 24,011 SH   SOLE 0 24,011 0 0
IntercontinentalExchange Group Inc Com 45866F104   44,101 390 SH   DFND 0 390 0 0
Intl Business Machines Corp Com 459200101   1,403,667 10,490 SH   SOLE 0 10,309 0 181
Intl Business Machines Corp Com 459200101   41,883 313 SH   DFND 0 313 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103   2,220,584 6,011 SH   SOLE 0 6,011 0 0
Invesco S&P 500 Equal Weight ETF Com 46137V357   929,863 6,214 SH   SOLE 0 6,214 0 0
iShares S&P 500 Index ETF Com 464287200   1,504,271 3,375 SH   SOLE 0 3,375 0 0
iShares Core US Aggregate Bond ETF Com 464287226   277,199 2,830 SH   SOLE 0 2,830 0 0
iShares S&P Midcap 400 Index ETF Com 464287507   938,713 3,590 SH   SOLE 0 3,590 0 0
iShares Core S&P Small-Cap ETF Com 464287804   3,463,635 34,758 SH   SOLE 0 34,758 0 0
JP Morgan Chase & Co Com 46625H100   11,927,534 82,010 SH   SOLE 0 81,927 0 83
JP Morgan Chase & Co Com 46625H100   176,564 1,214 SH   DFND 0 1,214 0 0
Johnson & Johnson Com 478160104   5,085,271 30,723 SH   SOLE 0 29,785 0 938
KLA Corp Com 482480100   851,695 1,756 SH   SOLE 0 1,748 0 8
KLA Corp Com 482480100   49,472 102 SH   DFND 0 102 0 0
KeyCorp Com 493267108   332,039 35,935 SH   SOLE 0 35,935 0 0
Kimberly-Clark Corp Com 494368103   1,755,709 12,717 SH   SOLE 0 12,695 0 22
Kimberly-Clark Corp Com 494368103   29,407 213 SH   DFND 0 213 0 0
Lam Research Corp Com 512807108   1,385,363 2,155 SH   SOLE 0 2,155 0 0
Lilly Eli & Co Com 532457108   12,329,953 26,291 SH   SOLE 0 25,800 0 491
Lilly Eli & Co Com 532457108   42,208 90 SH   DFND 0 90 0 0
Lineage Cell Therapeutics Inc Com 53566P109   49,906 35,394 SH   SOLE 0 35,394 0 0
Lockheed Martin Corp Com 539830109   3,467,582 7,532 SH   SOLE 0 7,531 0 1
Loomis Sayles Strategic Income Y Com 543487250   6,067,238 522,137 SH   SOLE 0 520,618 0 1,519
Loomis Sayles Strategic Income Y Com 543487250   1,016,345 87,465 SH   DFND 0 87,465 0 0
Lowe's Companies Inc Com 548661107   7,084,949 31,391 SH   SOLE 0 31,391 0 0
Lowe's Companies Inc Com 548661107   114,204 506 SH   DFND 0 506 0 0
Marathon Petroleum Corp Com 56585A102   471,764 4,046 SH   SOLE 0 4,046 0 0
Marsh & McLennan Co Inc Com 571748102   363,747 1,934 SH   SOLE 0 1,934 0 0
MasterCard Inc-A Com 57636Q104   2,592,634 6,592 SH   SOLE 0 6,592 0 0
McDonalds Corp Com 580135101   8,094,371 27,125 SH   SOLE 0 27,125 0 0
McDonalds Corp Com 580135101   60,876 204 SH   DFND 0 204 0 0
McKesson Corp Com 58155Q103   4,632,895 10,842 SH   SOLE 0 10,842 0 0
McKesson Corp Com 58155Q103   96,145 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105   6,883,475 59,654 SH   SOLE 0 59,616 0 38
Merck & Co Inc Com 58933Y105   39,694 344 SH   DFND 0 344 0 0
Metlife Inc Com 59156R108   1,709,185 30,235 SH   SOLE 0 30,172 0 63
Metlife Inc Com 59156R108   33,409 591 SH   DFND 0 591 0 0
Microsoft Corp Com 594918104   44,322,303 130,153 SH   SOLE 0 129,575 0 578
Microsoft Corp Com 594918104   479,140 1,407 SH   DFND 0 1,407 0 0
Microchip Technology Inc Com 595017104   6,826,848 76,201 SH   SOLE 0 76,201 0 0
Microchip Technology Inc Com 595017104   167,085 1,865 SH   DFND 0 1,865 0 0
Mondelez International Inc Com 609207105   829,036 11,366 SH   SOLE 0 11,366 0 0
Mondelez International Inc Com 609207105   1,167 16 SH   DFND 0 16 0 0
Federated Hermes Instl Prime Value Obligation Com 60934N575   56,589 56,601 SH   SOLE 0 56,601 0 0
Moody's Corp Com 615369105   2,347,110 6,750 SH   SOLE 0 6,750 0 0
Morgan Stanley Com 617446448   471,920 5,526 SH   SOLE 0 5,526 0 0
ADR Nestle SA- I Sp Com 641069406   204,460 1,700 SH   SOLE 0 1,700 0 0
Netflix Inc Com 64110L106   1,079,201 2,450 SH   SOLE 0 2,450 0 0
NextEra Energy Inc Com 65339F101   5,522,558 74,428 SH   SOLE 0 73,140 0 1,288
NextEra Energy Inc Com 65339F101   38,139 514 SH   DFND 0 514 0 0
Nike Inc-B Com 654106103   5,217,411 47,272 SH   SOLE 0 47,272 0 0
Nike Inc-B Com 654106103   89,400 810 SH   DFND 0 810 0 0
Norfolk Southern Corp Com 655844108   7,215,957 31,822 SH   SOLE 0 31,805 0 17
Norfolk Southern Corp Com 655844108   77,779 343 SH   DFND 0 343 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467   28,506,867 2,828,062 SH   SOLE 0 2,813,692 0 14,370
Northern Ultra-Short Fixed Income Fund Com 665162467   3,645,869 361,693 SH   DFND 0 352,384 0 9,309
Northrop Grumman Corp Com 666807102   389,709 855 SH   SOLE 0 855 0 0
ADR Novartis AG- II Sp Com 66987V109   1,975,011 19,572 SH   SOLE 0 15,606 0 3,966
ADR Novartis AG- II Sp Com 66987V109   35,319 350 SH   DFND 0 350 0 0
Nvidia Corp Com 67066G104   5,533,102 13,080 SH   SOLE 0 13,080 0 0
Ocuphire Pharma Inc Com 67577R102   140,612 32,399 SH   SOLE 0 32,399 0 0
Oracle Corporation Com 68389X105   12,096,448 101,574 SH   SOLE 0 101,574 0 0
Oracle Corporation Com 68389X105   103,727 871 SH   DFND 0 871 0 0
Otis Worldwide Corp Com 68902V107   1,030,647 11,579 SH   SOLE 0 11,577 0 2
Otis Worldwide Corp Com 68902V107   14,420 162 SH   DFND 0 162 0 0
PIMCO Total Return Institutional Fund Com 693390700   1,053,873 124,131 SH   SOLE 0 124,131 0 0
Palo Alto Networks Inc Com 697435105   7,633,106 29,874 SH   SOLE 0 29,874 0 0
Palo Alto Networks Inc Com 697435105   2,300 9 SH   DFND 0 9 0 0
Parker Hannifin Corp Com 701094104   207,891 533 SH   SOLE 0 533 0 0
Parnassus Fixed-Income Fund Com 701769200   1,891,358 130,619 SH   SOLE 0 130,619 0 0
Parnassus Fixed-Income Fund Com 701769200   230,301 15,905 SH   DFND 0 15,905 0 0
PepsiCo Inc Com 713448108   8,735,901 47,165 SH   SOLE 0 47,146 0 19
PepsiCo Inc Com 713448108   77,237 417 SH   DFND 0 417 0 0
Pfizer Inc Com 717081103   4,374,017 119,248 SH   SOLE 0 106,523 0 12,725
Pfizer Inc Com 717081103   37,194 1,014 SH   DFND 0 1,014 0 0
Philip Morris International Com 718172109   249,126 2,552 SH   SOLE 0 2,552 0 0
Phillips 66 Com 718546104   627,600 6,580 SH   SOLE 0 6,580 0 0
Polaris Inc Com 731068102   343,562 2,841 SH   SOLE 0 2,841 0 0
T Rowe Price Group Inc Com 74144T108   261,903 2,338 SH   SOLE 0 2,338 0 0
T Rowe Price High Yield-Inv Com 741481105   648,083 114,300 SH   SOLE 0 114,300 0 0
Procter & Gamble Co Com 742718109   10,905,250 71,868 SH   SOLE 0 69,345 0 2,523
Procter & Gamble Co Com 742718109   156,596 1,032 SH   DFND 0 1,032 0 0
Prudential Financial Inc Com 744320102   201,494 2,284 SH   SOLE 0 2,284 0 0
Qualcomm Inc Com 747525103   5,529,170 46,448 SH   SOLE 0 45,676 0 772
Qualcomm Inc Com 747525103   83,804 704 SH   DFND 0 704 0 0
Raymond James Financial Inc Com 754730109   852,989 8,220 SH   SOLE 0 8,220 0 0
Rayonier Inc Com 754907103   270,448 8,613 SH   SOLE 0 8,613 0 0
Rayonier Inc Com 754907103   22,514 717 SH   DFND 0 717 0 0
Realty Income Corp Com 756109104   246,335 4,120 SH   SOLE 0 4,120 0 0
T Rowe Price Real Estate Fund Com 779919109   244,396 19,837 SH   SOLE 0 19,837 0 0
SPDR Gold Shares ETF Com 78463V107   634,819 3,561 SH   SOLE 0 3,561 0 0
Salesforce Inc Com 79466L302   2,664,200 12,611 SH   SOLE 0 12,611 0 0
Salesforce Inc Com 79466L302   50,280 238 SH   DFND 0 238 0 0
Schlumberger Ltd Com 806857108   2,379,889 48,451 SH   SOLE 0 29,966 0 18,485
Schlumberger Ltd Com 806857108   42,292 861 SH   DFND 0 861 0 0
Seelos Therapeutics Inc Com 81577F109   83,021 69,474 SH   SOLE 0 69,474 0 0
Smith (AO) Corp Com 831865209   1,537,114 21,120 SH   SOLE 0 21,120 0 0
Southern Co/The Com 842587107   657,821 9,364 SH   SOLE 0 9,364 0 0
Starbucks Corp Com 855244109   2,253,516 22,749 SH   SOLE 0 22,749 0 0
Starbucks Corp Com 855244109   40,813 412 SH   DFND 0 412 0 0
Stryker Corp Com 863667101   403,939 1,324 SH   SOLE 0 1,324 0 0
Sysco Corp Com 871829107   317,353 4,277 SH   SOLE 0 4,277 0 0
Sysco Corp Com 871829107   37,100 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109   777,355 9,168 SH   SOLE 0 9,168 0 0
Target Corp Com 87612E106   932,137 7,067 SH   SOLE 0 7,067 0 0
Tesla Inc Com 88160R101   804,419 3,073 SH   SOLE 0 3,073 0 0
Texas Instruments Inc Com 882508104   580,565 3,225 SH   SOLE 0 3,225 0 0
Thermo Fisher Scientific Inc Com 883556102   410,617 787 SH   SOLE 0 787 0 0
3M Company Com 88579Y101   942,247 9,414 SH   SOLE 0 9,314 0 100
Travelers Cos Inc/The Com 89417E109   552,933 3,184 SH   SOLE 0 3,184 0 0
Trevi Therapeutics Inc Com 89532M101   298,408 124,857 SH   SOLE 0 124,857 0 0
Truist Financial Corp Com 89832Q109   1,511,005 49,786 SH   SOLE 0 49,670 0 116
Truist Financial Corp Com 89832Q109   36,056 1,188 SH   DFND 0 1,188 0 0
US Bancorp Com 902973304   810,669 24,536 SH   SOLE 0 24,461 0 75
US Bancorp Com 902973304   27,787 841 SH   DFND 0 841 0 0
Union Pacific Corp Com 907818108   2,954,099 14,437 SH   SOLE 0 5,037 0 9,400
United Parcel Service-B Com 911312106   2,351,402 13,118 SH   SOLE 0 13,096 0 22
United Parcel Service-B Com 911312106   34,058 190 SH   DFND 0 190 0 0
UnitedHealth Group Inc Com 91324P102   1,574,096 3,275 SH   SOLE 0 3,275 0 0
Vanguard Wellesley Income-Adm Com 921938205   364,117 6,120 SH   SOLE 0 6,120 0 0
Vanguard High-Yield Corp-Adm Com 922031760   224,396 42,988 SH   SOLE 0 42,988 0 0
Vanguard Short-Term Federal-Adm Com 922031844   40,082,561 4,024,354 SH   SOLE 0 4,013,695 0 10,658
Vanguard Short-Term Federal-Adm Com 922031844   2,960,145 297,203 SH   DFND 0 292,363 0 4,840
Vanguard S/T Corp Bond ETF Com 92206C409   246,652 3,260 SH   SOLE 0 3,260 0 0
Vanguard S&P 500 ETF Com 922908363   945,297 2,321 SH   SOLE 0 2,321 0 0
Vanguard S&P 500 ETF Com 922908363   88,787 218 SH   DFND 0 218 0 0
Verizon Communications Inc Com 92343V104   2,915,473 78,394 SH   SOLE 0 76,771 0 1,623
Verizon Communications Inc Com 92343V104   102,049 2,744 SH   DFND 0 2,744 0 0
Viracta Therapeutics Inc Com 92765F108   49,358 35,006 SH   SOLE 0 35,006 0 0
Visa Inc-A Com 92826C839   2,377,175 10,010 SH   SOLE 0 10,010 0 0
WEC Energy Group Inc Com 92939U106   412,257 4,672 SH   SOLE 0 4,672 0 0
Walmart Inc Com 931142103   1,257,283 7,999 SH   SOLE 0 7,999 0 0
Waste Management Inc Com 94106L109   2,732,926 15,759 SH   SOLE 0 15,735 0 24
Waste Management Inc Com 94106L109   34,684 200 SH   DFND 0 200 0 0
Wells Fargo & Co Com 949746101   1,169,560 27,403 SH   SOLE 0 27,403 0 0
Wells Fargo & Co Com 949746101   51,557 1,208 SH   DFND 0 1,208 0 0
Welltower Inc Com 95040Q104   7,060,079 87,280 SH   SOLE 0 84,139 0 3,141
Welltower Inc Com 95040Q104   124,166 1,535 SH   DFND 0 535 0 1,000
Weyerhaeuser Co Com 962166104   1,665,078 49,689 SH   SOLE 0 39,929 0 9,760
Weyerhaeuser Co Com 962166104   37,531 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102   527,284 12,200 SH   SOLE 0 0 0 12,200
Yum! Brands Inc Com 988498101   511,527 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102   910,874 6,256 SH   SOLE 0 6,256 0 0
Zimmer Biomet Holdings Inc Com 98956P102   1,019 7 SH   DFND 0 7 0 0
Zoetis Inc Com 98978V103   219,223 1,273 SH   SOLE 0 373 0 900
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109   2 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101   481,076 1,559 SH   SOLE 0 1,409 0 150
Eaton Corp PLC Com G29183103   2,701,175 13,432 SH   SOLE 0 13,408 0 24
Eaton Corp PLC Com G29183103   38,812 193 SH   DFND 0 193 0 0
Everest Re Group Ltd Com G3223R108   1,858,351 5,436 SH   SOLE 0 5,436 0 0
Everest Re Group Ltd Com G3223R108   51,279 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105   1,848,298 27,125 SH   SOLE 0 27,065 0 60
Johnson Controls Intl PLC Com G51502105   38,635 567 SH   DFND 0 567 0 0
Medtronic PLC Com G5960L103   1,454,972 16,515 SH   SOLE 0 16,478 0 37
Medtronic PLC Com G5960L103   62,111 705 SH   DFND 0 705 0 0
Chubb Ltd Com H1467J104   250,521 1,301 SH   SOLE 0 1,301 0 0
Rayonier Fractional share Com HFE907109   20 50,000 SH   SOLE 0 50,000 0 0
Seven Hills RLT fractional shares Com JBH84E106   0 52,500 SH   SOLE 0 52,500 0 0