The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A-MARK PRECIOUS METALS INC COM 00181T107   823,570 22,000 SH   SOLE 0 0 0 22,000
ABBOTT LABS COM 002824100   311,797 2,860 SH   SOLE 0 0 0 2,860
ABBVIE INC COM 00287Y109   577,049 4,283 SH   SOLE 0 0 0 4,283
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,713,853 5,554 SH   SOLE 0 0 0 5,554
ALBEMARLE CORP COM 012653101   1,011,490 4,534 SH   SOLE 0 0 0 4,534
ALPHABET INC CAP STK CL C 02079K107   486,783 4,024 SH   SOLE 0 0 0 4,024
ALPHABET INC CAP STK CL A 02079K305   4,659,442 38,926 SH   SOLE 0 0 0 38,926
AMAZON COM INC COM 023135106   5,142,389 39,448 SH   SOLE 0 0 0 39,448
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   20,624,097 359,305 SH   SOLE 0 165 0 359,140
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   12,878,628 239,335 SH   SOLE 0 103 0 239,232
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   844,200 16,884 SH   SOLE 0 0 0 16,884
AMERICAN TOWER CORP NEW COM 03027X100   2,871,479 14,806 SH   SOLE 0 0 0 14,806
APPLE INC COM 037833100   8,193,169 42,239 SH   SOLE 0 0 0 42,239
AT&T INC COM 00206R102   1,803,648 113,081 SH   SOLE 0 0 0 113,081
BANK AMERICA CORP COM 060505104   274,247 9,559 SH   SOLE 0 0 0 9,559
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   968,781 2,841 SH   SOLE 0 0 0 2,841
BLACKROCK INC COM 09247X101   2,134,261 3,088 SH   SOLE 0 0 0 3,088
BLACKSTONE INC COM 09260D107   2,254,902 24,254 SH   SOLE 0 0 0 24,254
BORGWARNER INC COM 099724106   1,075,042 21,980 SH   SOLE 0 0 0 21,980
BROADCOM INC COM 11135F101   3,176,549 3,662 SH   SOLE 0 0 0 3,662
CAPITAL ONE FINL CORP COM 14040H105   2,168,922 19,831 SH   SOLE 0 0 0 19,831
CAPITOL FED FINL INC COM 14057J101   65,766 10,659 SH   SOLE 0 0 0 10,659
CATERPILLAR INC COM 149123101   1,789,281 7,272 SH   SOLE 0 0 0 7,272
CHEVRON CORP NEW COM 166764100   2,960,707 18,816 SH   SOLE 0 0 0 18,816
CISCO SYS INC COM 17275R102   2,916,529 56,369 SH   SOLE 0 0 0 56,369
COCA COLA CO COM 191216100   412,352 6,847 SH   SOLE 0 0 0 6,847
COMCAST CORP NEW CL A 20030N101   2,334,906 56,195 SH   SOLE 0 0 0 56,195
CSX CORP COM 126408103   1,688,328 49,511 SH   SOLE 0 0 0 49,511
CVS HEALTH CORP COM 126650100   2,236,846 32,357 SH   SOLE 0 0 0 32,357
DIGITAL RLTY TR INC COM 253868103   1,777,061 15,606 SH   SOLE 0 0 0 15,606
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,007,254 84,873 SH   SOLE 0 0 0 84,873
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   4,027,413 167,460 SH   SOLE 0 0 0 167,460
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   4,701,028 151,695 SH   SOLE 0 0 0 151,695
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   220,450 6,711 SH   SOLE 0 0 0 6,711
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,669,554 71,166 SH   SOLE 0 0 0 71,166
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   211,492 4,559 SH   SOLE 0 0 0 4,559
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   13,184,222 240,588 SH   SOLE 0 105 0 240,483
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   4,753,589 113,913 SH   SOLE 0 0 0 113,913
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   247,910 9,341 SH   SOLE 0 0 0 9,341
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,759,517 64,404 SH   SOLE 0 0 0 64,404
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,452,648 237,667 SH   SOLE 0 0 0 237,667
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,459,639 148,419 SH   SOLE 0 0 0 148,419
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,606,385 140,326 SH   SOLE 0 0 0 140,326
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,083,403 50,344 SH   SOLE 0 0 0 50,344
DUKE ENERGY CORP NEW COM NEW 26441C204   1,788,086 19,925 SH   SOLE 0 0 0 19,925
ENBRIDGE INC COM 29250N105   2,755,882 74,183 SH   SOLE 0 0 0 74,183
EVERGY INC COM 30034W106   309,451 5,297 SH   SOLE 0 0 0 5,297
EXXON MOBIL CORP COM 30231G102   547,404 5,104 SH   SOLE 0 0 0 5,104
FEDEX CORP COM 31428X106   1,794,551 7,239 SH   SOLE 0 0 0 7,239
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   309,401 6,812 SH   SOLE 0 0 0 6,812
FIFTH THIRD BANCORP COM 316773100   1,975,635 75,377 SH   SOLE 0 0 0 75,377
GILEAD SCIENCES INC COM 375558103   2,434,265 31,585 SH   SOLE 0 0 0 31,585
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   421,895 4,216 SH   SOLE 0 0 0 4,216
GRACO INC COM 384109104   867,645 10,048 SH   SOLE 0 0 0 10,048
HOME DEPOT INC COM 437076102   2,638,939 8,495 SH   SOLE 0 0 0 8,495
HONEYWELL INTL INC COM 438516106   233,645 1,126 SH   SOLE 0 0 0 1,126
INTUIT COM 461202103   542,955 1,185 SH   SOLE 0 0 0 1,185
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   285,987 14,207 SH   SOLE 0 0 0 14,207
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   1,943,932 82,370 SH   SOLE 0 0 0 82,370
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   640,756 31,150 SH   SOLE 0 0 0 31,150
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   644,584 30,448 SH   SOLE 0 0 0 30,448
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544   317,638 12,665 SH   SOLE 0 0 0 12,665
INVESCO EXCH TRD SLF IDX FD BULLETSHS 31 MUN 46138J411   1,924,195 91,000 SH   SOLE 0 0 0 91,000
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   2,141,290 87,938 SH   SOLE 0 0 0 87,938
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   1,959,958 83,367 SH   SOLE 0 0 0 83,367
INVESCO EXCH TRD SLF IDX FD INVSC 30 MUNI BD 46138J445   1,931,510 87,935 SH   SOLE 0 0 0 87,935
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478   1,927,677 83,885 SH   SOLE 0 0 0 83,885
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   2,257,810 91,151 SH   SOLE 0 0 0 91,151
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   1,943,473 83,161 SH   SOLE 0 0 0 83,161
ISHARES GOLD TR ISHARES NEW 464285204   312,081 8,576 SH   SOLE 0 0 0 8,576
ISHARES INC ESG AWR MSCI EM 46434G863   213,249 6,742 SH   SOLE 0 0 0 6,742
ISHARES INC MSCI GBL MIN VOL 464286525   351,429 3,584 SH   SOLE 0 0 0 3,584
ISHARES TR MSCI INTL QUALTY 46434V456   277,395 7,792 SH   SOLE 0 0 0 7,792
ISHARES TR MSCI INTL VLU FT 46435G409   408,447 16,049 SH   SOLE 0 0 0 16,049
ISHARES TR CORE S&P MCP ETF 464287507   203,431 778 SH   SOLE 0 0 0 778
ISHARES TR RUS 1000 GRW ETF 464287614   1,134,567 4,123 SH   SOLE 0 0 0 4,123
ISHARES TR IBONDS DEC 2032 46436E312   3,139,567 127,521 SH   SOLE 0 0 0 127,521
ISHARES TR CORE 1 5 YR USD 46432F859   14,496,225 310,811 SH   SOLE 0 98 0 310,713
ISHARES TR BROAD USD HIGH 46435U853   2,373,360 67,234 SH   SOLE 0 0 0 67,234
ISHARES TR ISHS 1-5YR INVS 464288646   6,666,636 132,881 SH   SOLE 0 0 0 132,881
ISHARES TR INTERNATIONAL SL 46434V266   7,446,542 241,379 SH   SOLE 0 109 0 241,270
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,367,347 55,538 SH   SOLE 0 0 0 55,538
ISHARES TR RUS MD CP GR ETF 464287481   309,195 3,200 SH   SOLE 0 0 0 3,200
ISHARES TR IBONDS DEC 29 46436E205   3,456,059 153,945 SH   SOLE 0 0 0 153,945
ISHARES TR MSCI USA MMENTM 46432F396   592,146 4,105 SH   SOLE 0 0 0 4,105
ISHARES TR CORE S&P500 ETF 464287200   6,258,599 14,042 SH   SOLE 0 0 0 14,042
ISHARES TR IBDS DEC28 ETF 46435U515   3,803,670 155,252 SH   SOLE 0 0 0 155,252
ISHARES TR CRE U S REIT ETF 464288521   916,817 17,833 SH   SOLE 0 0 0 17,833
ISHARES TR CORE MSCI TOTAL 46432F834   2,099,398 33,526 SH   SOLE 0 0 0 33,526
ISHARES TR CORE S&P SCP ETF 464287804   233,671 2,345 SH   SOLE 0 0 0 2,345
ISHARES TR ESG AWRE 1 5 YR 46435G243   755,652 31,604 SH   SOLE 0 0 0 31,604
ISHARES TR MSCI USA VALUE 46432F388   604,170 6,442 SH   SOLE 0 0 0 6,442
ISHARES TR US SML CAP EQT 46434V290   200,152 3,733 SH   SOLE 0 0 0 3,733
ISHARES TR MSCI USA QLT FCT 46432F339   12,084,796 89,603 SH   SOLE 0 138 0 89,465
ISHARES TR ESG AW MSCI EAFE 46435G516   244,826 3,357 SH   SOLE 0 0 0 3,357
ISHARES TR IBONDS DEC23 ETF 46434VAX8   959,419 37,937 SH   SOLE 0 0 0 37,937
ISHARES TR ESG MSCI USA ETF 46436E767   309,601 8,612 SH   SOLE 0 0 0 8,612
ISHARES TR SHRT NAT MUN ETF 464288158   9,289,751 89,290 SH   SOLE 0 0 0 89,290
ISHARES TR NATIONAL MUN ETF 464288414   7,532,043 70,571 SH   SOLE 0 0 0 70,571
ISHARES TR IBONDS DEC 2031 46436E486   3,436,352 169,529 SH   SOLE 0 0 0 169,529
ISHARES TR MSCI USA MIN VOL 46429B697   2,386,245 32,103 SH   SOLE 0 0 0 32,103
ISHARES TR ESG AWARE MSCI 46435U663   621,316 17,492 SH   SOLE 0 0 0 17,492
ISHARES TR CORE US AGGBD ET 464287226   1,333,566 13,615 SH   SOLE 0 0 0 13,615
ISHARES TR IBONDS DEC2026 46435GAA0   3,958,836 168,676 SH   SOLE 0 0 0 168,676
ISHARES TR ESG AWR MSCI USA 46435G425   388,086 3,982 SH   SOLE 0 0 0 3,982
ISHARES TR AGGRES ALLOC ETF 464289859   848,247 12,786 SH   SOLE 0 0 0 12,786
ISHARES TR CR 5 10 YR ETF 46435G417   30,497,135 708,083 SH   SOLE 0 398 0 707,685
ISHARES TR IBONDS DEC 2030 46436E726   3,423,923 161,506 SH   SOLE 0 0 0 161,506
ISHARES TR IBONDS DEC25 ETF 46434VBD1   4,170,179 171,049 SH   SOLE 0 0 0 171,049
ISHARES TR CORE S&P TTL STK 464287150   234,425 2,396 SH   SOLE 0 0 0 2,396
ISHARES TR BLACKROCK ULTRA 46434V878   418,848 8,327 SH   SOLE 0 0 0 8,327
ISHARES TR IBONDS 23 TRM TS 46436E882   200,068 8,064 SH   SOLE 0 0 0 8,064
ISHARES TR PFD AND INCM SEC 464288687   498,963 16,132 SH   SOLE 0 0 0 16,132
ISHARES TR MSCI EAFE MIN VL 46429B689   849,105 12,579 SH   SOLE 0 0 0 12,579
ISHARES TR IBONDS 27 ETF 46435UAA9   3,880,808 165,281 SH   SOLE 0 0 0 165,281
ISHARES TR ISHS 5-10YR INVT 464288638   4,412,168 87,249 SH   SOLE 0 0 0 87,249
ISHARES TR RUS 1000 VAL ETF 464287598   704,545 4,464 SH   SOLE 0 0 0 4,464
ISHARES TR CORE INTL AGGR 46435G672   1,435,700 29,128 SH   SOLE 0 0 0 29,128
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   229,933 4,936 SH   SOLE 0 0 0 4,936
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,197,061 23,874 SH   SOLE 0 0 0 23,874
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   10,988,391 235,802 SH   SOLE 0 97 0 235,705
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   4,106,654 81,757 SH   SOLE 0 0 0 81,757
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   12,076,651 261,513 SH   SOLE 0 0 0 261,513
JOHNSON & JOHNSON COM 478160104   3,274,116 19,781 SH   SOLE 0 0 0 19,781
JPMORGAN CHASE & CO COM 46625H100   2,628,033 18,070 SH   SOLE 0 0 0 18,070
KLA CORP COM NEW 482480100   2,716,118 5,600 SH   SOLE 0 0 0 5,600
KROGER CO COM 501044101   301,599 6,417 SH   SOLE 0 0 0 6,417
LILLY ELI & CO COM 532457108   373,446 796 SH   SOLE 0 0 0 796
LOWES COS INC COM 548661107   306,952 1,360 SH   SOLE 0 0 0 1,360
MASTERCARD INCORPORATED CL A 57636Q104   2,598,141 6,606 SH   SOLE 0 0 0 6,606
MCDONALDS CORP COM 580135101   2,578,574 8,641 SH   SOLE 0 0 0 8,641
MCKESSON CORP COM 58155Q103   2,672,826 6,255 SH   SOLE 0 0 0 6,255
MEDTRONIC PLC SHS G5960L103   2,242,090 25,449 SH   SOLE 0 0 0 25,449
MERCK & CO INC COM 58933Y105   2,982,663 25,849 SH   SOLE 0 0 0 25,849
META PLATFORMS INC CL A 30303M102   680,745 2,372 SH   SOLE 0 0 0 2,372
MICROCHIP TECHNOLOGY INC. COM 595017104   2,171,034 24,233 SH   SOLE 0 0 0 24,233
MICROSOFT CORP COM 594918104   7,493,719 22,005 SH   SOLE 0 0 0 22,005
NRG ENERGY INC COM NEW 629377508   1,774,650 47,463 SH   SOLE 0 0 0 47,463
NUCOR CORP COM 670346105   1,784,924 10,885 SH   SOLE 0 0 0 10,885
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   247,782 7,151 SH   SOLE 0 0 0 7,151
NUSHARES ETF TR NUVEEN ESG US 67092P870   235,745 10,723 SH   SOLE 0 0 0 10,723
ORACLE CORP COM 68389X105   426,223 3,579 SH   SOLE 0 0 0 3,579
PAYONEER GLOBAL INC COM 70451X104   128,259 26,665 SH   SOLE 0 0 0 26,665
PEPSICO INC COM 713448108   2,978,925 16,083 SH   SOLE 0 0 0 16,083
PFIZER INC COM 717081103   324,753 8,854 SH   SOLE 0 0 0 8,854
PROCTER AND GAMBLE CO COM 742718109   3,481,886 22,946 SH   SOLE 0 0 0 22,946
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,277,572 23,250 SH   SOLE 0 0 0 23,250
SALESFORCE INC COM 79466L302   2,590,259 12,261 SH   SOLE 0 0 0 12,261
SANOFI SPONSORED ADR 80105N105   2,212,433 41,047 SH   SOLE 0 0 0 41,047
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   345,744 4,613 SH   SOLE 0 0 0 4,613
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   326,730 9,165 SH   SOLE 0 0 0 9,165
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   9,007,650 124,038 SH   SOLE 0 188 0 123,850
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   4,257,690 86,398 SH   SOLE 0 0 0 86,398
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   469,078 8,957 SH   SOLE 0 0 0 8,957
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   311,499 4,643 SH   SOLE 0 0 0 4,643
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   242,990 1,831 SH   SOLE 0 0 0 1,831
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   720,929 9,720 SH   SOLE 0 0 0 9,720
SELECT SECTOR SPDR TR ENERGY 81369Y506   238,807 2,942 SH   SOLE 0 0 0 2,942
SKYWORKS SOLUTIONS INC COM 83088M102   2,802,565 25,319 SH   SOLE 0 0 0 25,319
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   15,217,598 442,629 SH   SOLE 0 160 0 442,469
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   7,451,847 229,006 SH   SOLE 0 0 0 229,006
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,346,978 12,062 SH   SOLE 0 0 0 12,062
SPDR SER TR ICE PFD SEC ETF 78464A292   663,777 19,832 SH   SOLE 0 0 0 19,832
SPDR SER TR PORTFOLIO INTRMD 78464A375   9,865,078 307,228 SH   SOLE 0 285 0 306,943
SPDR SER TR S&P 600 SMCP VAL 78464A300   670,328 8,684 SH   SOLE 0 0 0 8,684
SPDR SER TR PORTFLI INTRMDIT 78464A672   408,621 14,444 SH   SOLE 0 0 0 14,444
SPDR SER TR PRTFLO S&P500 HI 78468R788   3,121,163 84,174 SH   SOLE 0 0 0 84,174
SPDR SER TR PORTFOLIO S&P500 78464A854   1,212,495 23,268 SH   SOLE 0 0 0 23,268
SPDR SER TR PORTFOLIO S&P400 78464A847   16,239,669 353,883 SH   SOLE 0 127 0 353,756
SPDR SER TR PORT MTG BK ETF 78464A383   24,177,372 1,103,486 SH   SOLE 0 469 0 1,103,017
SPDR SER TR PRTFLO S&P500 VL 78464A508   12,415,458 287,395 SH   SOLE 0 292 0 287,103
SPDR SER TR S&P DIVID ETF 78464A763   360,508 2,941 SH   SOLE 0 0 0 2,941
SPDR SER TR PORTFOLIO S&P600 78468R853   523,119 13,469 SH   SOLE 0 0 0 13,469
SPDR SER TR PRTFLO S&P500 GW 78464A409   10,264,454 168,242 SH   SOLE 0 170 0 168,072
SPDR SER TR PORTFOLIO SHORT 78464A474   2,845,803 96,664 SH   SOLE 0 0 0 96,664
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,431,366 56,420 SH   SOLE 0 0 0 56,420
SPDR SER TR NUVEEN BLOOMBERG 78464A284   4,679,746 187,115 SH   SOLE 0 0 0 187,115
SPDR SER TR PORTFOLI S&P1500 78464A805   3,231,833 59,365 SH   SOLE 0 0 0 59,365
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   940,968 52,218 SH   SOLE 0 0 0 52,218
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707   1,482,338 36,828 SH   SOLE 0 0 0 36,828
T-MOBILE US INC COM 872590104   1,587,210 11,427 SH   SOLE 0 0 0 11,427
THE CIGNA GROUP COM 125523100   1,415,908 5,046 SH   SOLE 0 0 0 5,046
TJX COS INC NEW COM 872540109   1,144,326 13,496 SH   SOLE 0 0 0 13,496
UNITED PARCEL SERVICE INC CL B 911312106   208,826 1,165 SH   SOLE 0 0 0 1,165
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   271,787 3,069 SH   SOLE 0 0 0 3,069
VANGUARD BD INDEX FDS INTERMED TERM 921937819   627,963 8,347 SH   SOLE 0 0 0 8,347
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,777,364 24,451 SH   SOLE 0 0 0 24,451
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,808,897 103,333 SH   SOLE 0 0 0 103,333
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,610,852 155,705 SH   SOLE 0 0 0 155,705
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,805,743 29,055 SH   SOLE 0 0 0 29,055
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,023,763 2,514 SH   SOLE 0 0 0 2,514
VANGUARD INDEX FDS GROWTH ETF 922908736   4,281,689 15,132 SH   SOLE 0 0 0 15,132
VANGUARD INDEX FDS TOTAL STK MKT 922908769   25,744,495 116,872 SH   SOLE 0 0 0 116,872
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   518,817 3,486 SH   SOLE 0 0 0 3,486
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,026,512 4,468 SH   SOLE 0 0 0 4,468
VANGUARD INDEX FDS SMALL CP ETF 922908751   744,737 3,744 SH   SOLE 0 0 0 3,744
VANGUARD INDEX FDS VALUE ETF 922908744   6,422,771 45,199 SH   SOLE 0 0 0 45,199
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   982,376 11,757 SH   SOLE 0 0 0 11,757
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,582,652 29,088 SH   SOLE 0 0 0 29,088
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   765,815 6,932 SH   SOLE 0 0 0 6,932
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   893,387 9,212 SH   SOLE 0 0 0 9,212
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,780,347 92,929 SH   SOLE 0 0 0 92,929
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,971,728 41,580 SH   SOLE 0 0 0 41,580
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,470,492 128,843 SH   SOLE 0 0 0 128,843
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   307,891 5,333 SH   SOLE 0 0 0 5,333
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   945,232 12,493 SH   SOLE 0 0 0 12,493
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,496,703 31,592 SH   SOLE 0 0 0 31,592
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   901,398 19,600 SH   SOLE 0 0 0 19,600
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,270,424 13,978 SH   SOLE 0 0 0 13,978
VANGUARD STAR FDS VG TL INTL STK F 921909768   850,262 15,162 SH   SOLE 0 0 0 15,162
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   16,303,479 353,042 SH   SOLE 0 0 0 353,042
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,768,718 16,675 SH   SOLE 0 0 0 16,675
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   681,043 10,776 SH   SOLE 0 0 0 10,776
VANGUARD WORLD FD ESG INTL STK ETF 921910725   1,122,852 21,142 SH   SOLE 0 0 0 21,142
VANGUARD WORLD FD ESG US STK ETF 921910733   1,370,342 17,490 SH   SOLE 0 0 0 17,490
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   279,619 1,438 SH   SOLE 0 0 0 1,438
VANGUARD WORLD FDS INF TECH ETF 92204A702   406,858 920 SH   SOLE 0 0 0 920
VISA INC COM CL A 92826C839   298,037 1,255 SH   SOLE 0 0 0 1,255
WALMART INC COM 931142103   3,156,013 20,079 SH   SOLE 0 0 0 20,079
WASTE MGMT INC DEL COM 94106L109   1,682,351 9,701 SH   SOLE 0 0 0 9,701
WISDOMTREE TR INTL QULTY DIV 97717X131   21,110,449 613,497 SH   SOLE 0 279 0 613,218
WISDOMTREE TR US LARGECAP FUND 97717W588   366,720 7,851 SH   SOLE 0 0 0 7,851
WISDOMTREE TR US QTLY DIV GRT 97717X669   9,805,019 147,090 SH   SOLE 0 209 0 146,881
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,680,657 33,399 SH   SOLE 0 0 0 33,399
WORLD GOLD TR SPDR GLD MINIS 98149E303   249,223 6,543 SH   SOLE 0 0 0 6,543
ZOETIS INC CL A 98978V103   330,471 1,919 SH   SOLE 0 0 0 1,919