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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   208,393 2,058 SH   SOLE   2,058 0 0
ABBVIE INC COM 00287Y109   206,384 1,295 SH   SOLE   1,295 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,124,124 2,917 SH   SOLE   2,917 0 0
AGF INVTS TR US MARKET NETRL 00110G408   2,111,951 103,527 SH   SOLE   103,527 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   458,788 4,490 SH   SOLE   4,490 0 0
ALPHABET INC CAP STK CL A 02079K305   630,575 6,079 SH   SOLE   6,079 0 0
ALPHABET INC CAP STK CL C 02079K107   611,520 5,880 SH   SOLE   5,880 0 0
AMAZON COM INC COM 023135106   1,887,108 18,270 SH   SOLE   18,270 0 0
AMERISOURCEBERGEN CORP COM 03073E105   420,609 2,627 SH   SOLE   2,627 0 0
APPLE INC COM 037833100   2,578,376 15,636 SH   SOLE   15,636 0 0
ARROW ELECTRS INC COM 042735100   659,438 5,281 SH   SOLE   5,281 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   452,656 56,795 SH   SOLE   56,795 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   445,928 2,003 SH   SOLE   2,003 0 0
AVERY DENNISON CORP COM 053611109   390,604 2,183 SH   SOLE   2,183 0 0
AVINO SILVER & GOLD MINES LT COM 053906103   8,850 10,000 SH   SOLE   10,000 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   396,266 56,208 SH   SOLE   56,208 0 0
BANCO SANTANDER S.A. ADR 05964H105   47,051 12,751 SH   SOLE   12,751 0 0
BARCLAYS PLC ADR 06738E204   74,136 10,311 SH   SOLE   10,311 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   393,373 1,274 SH   SOLE   1,274 0 0
BHP GROUP LTD SPONSORED ADS 088606108   456,045 7,192 SH   SOLE   7,192 0 0
BOGOTA FINL CORP COM 097235105   118,510 11,851 SH   SOLE   11,851 0 0
BOOKING HOLDINGS INC COM 09857L108   363,380 137 SH   SOLE   137 0 0
BP PLC SPONSORED ADR 055622104   354,435 9,342 SH   SOLE   9,342 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   382,453 5,518 SH   SOLE   5,518 0 0
BUCKLE INC COM 118440106   309,290 8,666 SH   SOLE   8,666 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   207,779 989 SH   SOLE   989 0 0
CANADIAN NAT RES LTD COM 136385101   294,407 5,319 SH   SOLE   5,319 0 0
CANADIAN NATL RY CO COM 136375102   305,542 2,590 SH   SOLE   2,590 0 0
CENOVUS ENERGY INC COM 15135U109   339,876 19,466 SH   SOLE   19,466 0 0
CGI INC CL A SUB VTG 12532H104   340,603 3,538 SH   SOLE   3,538 0 0
CHEVRON CORP NEW COM 166764100   997,071 6,111 SH   SOLE   6,111 0 0
CHEWY INC CL A 16679L109   291,751 7,805 SH   SOLE   7,805 0 0
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   337,746 8,638 SH   SOLE   8,638 0 0
CINTAS CORP COM 172908105   509,873 1,102 SH   SOLE   1,102 0 0
CISCO SYS INC COM 17275R102   283,069 5,415 SH   SOLE   5,415 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   337,430 5,538 SH   SOLE   5,538 0 0
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   8,258,681 400,518 SH   SOLE   400,518 0 0
COSTCO WHSL CORP NEW COM 22160K105   230,051 463 SH   SOLE   463 0 0
CRA INTL INC COM 12618T105   324,215 3,007 SH   SOLE   3,007 0 0
CVS HEALTH CORP COM 126650100   298,429 4,016 SH   SOLE   4,016 0 0
DEERE & CO COM 244199105   324,111 785 SH   SOLE   785 0 0
DEUTSCHE BANK A G NAMEN AKT D18190898   111,993 10,969 SH   SOLE   10,969 0 0
DISNEY WALT CO COM 254687106   452,487 4,519 SH   SOLE   4,519 0 0
EMERSON ELEC CO COM 291011104   427,335 4,904 SH   SOLE   4,904 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   297,410 23,850 SH   SOLE   23,850 0 0
ENERPLUS CORP COM 292766102   261,729 18,163 SH   SOLE   18,163 0 0
ENI S P A SPONSORED ADR 26874R108   360,164 12,863 SH   SOLE   12,863 0 0
ENPHASE ENERGY INC COM 29355A107   331,191 1,575 SH   SOLE   1,575 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   4,563,877 176,211 SH   SOLE   176,211 0 0
EQUINOR ASA SPONSORED ADR 29446M102   340,193 11,966 SH   SOLE   11,966 0 0
EXXON MOBIL CORP COM 30231G102   354,860 3,236 SH   SOLE   3,236 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   233,786 6,693 SH   SOLE   6,693 0 0
GENERAL DYNAMICS CORP COM 369550108   396,401 1,737 SH   SOLE   1,737 0 0
GENWORTH FINL INC COM CL A 37247D106   64,482 12,845 SH   SOLE   12,845 0 0
GERDAU SA SPON ADR REP PFD 373737105   339,337 68,831 SH   SOLE   68,831 0 0
GILEAD SCIENCES INC COM 375558103   585,768 7,060 SH   SOLE   7,060 0 0
GOLD FIELDS LTD SPONSORED ADR 38059T106   483,796 36,321 SH   SOLE   36,321 0 0
GSK PLC SPONSORED ADR 37733W204   329,649 9,265 SH   SOLE   9,265 0 0
HALLIBURTON CO COM 406216101   340,383 10,758 SH   SOLE   10,758 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   465,599 6,681 SH   SOLE   6,681 0 0
HECLA MNG CO COM 422704106   133,734 21,127 SH   SOLE   21,127 0 0
HILLENBRAND INC COM 431571108   245,730 5,170 SH   SOLE   5,170 0 0
IDEXX LABS INC COM 45168D104   1,041,667 2,083 SH   SOLE   2,083 0 0
INFOSYS LTD SPONSORED ADR 456788108   391,388 22,442 SH   SOLE   22,442 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   754,658 31,869 SH   SOLE   31,869 0 0
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   202,608 4,800 SH   SOLE   4,800 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   269,793 23,501 SH   SOLE   23,501 0 0
IQVIA HLDGS INC COM 46266C105   277,054 1,393 SH   SOLE   1,393 0 0
ISHARES INC JP MORGAN EM ETF 464286517   1,718,864 47,680 SH   SOLE   47,680 0 0
ISHARES INC CORE MSCI EMKT 46434G103   941,842 19,304 SH   SOLE   19,304 0 0
ISHARES SILVER TR ISHARES 46428Q109   776,412 35,100 SH   SOLE   35,100 0 0
ISHARES TR INTL TREA BD ETF 464288117   984,260 24,478 SH   SOLE   24,478 0 0
ISHARES TR CORE MSCI INTL 46435G326   382,654 6,328 SH   SOLE   6,328 0 0
ISHARES TR EAFE SML CP ETF 464288273   355,929 5,981 SH   SOLE   5,981 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,133,271 7,443 SH   SOLE   7,443 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,276,719 11,850 SH   SOLE   11,850 0 0
ISHARES TR IBOXX HI YD ETF 464288513   271,829 3,598 SH   SOLE   3,598 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,575,581 35,885 SH   SOLE   35,885 0 0
ISHARES TR MSCI CHINA ETF 46429B671   905,204 18,144 SH   SOLE   18,144 0 0
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   456,179 5,511 SH   SOLE   5,511 0 0
JOHNSON & JOHNSON COM 478160104   678,745 4,379 SH   SOLE   4,379 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   1,931,107 87,026 SH   SOLE   87,026 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   521,580 3,230 SH   SOLE   3,230 0 0
KLA CORP COM NEW 482480100   686,972 1,721 SH   SOLE   1,721 0 0
KRANESHARES TR KFA MOUNT LUCAS 500767652   624,445 21,182 SH   SOLE   21,182 0 0
KRANESHARES TR CSI CHI INTERNET 500767306   982,641 31,505 SH   SOLE   31,505 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   659,525 25,077 SH   SOLE   25,077 0 0
LKQ CORP COM 501889208   311,385 5,486 SH   SOLE   5,486 0 0
MARRIOTT INTL INC NEW CL A 571903202   322,450 1,942 SH   SOLE   1,942 0 0
MASTERCARD INCORPORATED CL A 57636Q104   474,613 1,306 SH   SOLE   1,306 0 0
MCKESSON CORP COM 58155Q103   729,190 2,048 SH   SOLE   2,048 0 0
MERCK & CO INC COM 58933Y105   783,562 7,365 SH   SOLE   7,365 0 0
META PLATFORMS INC CL A 30303M102   202,403 955 SH   SOLE   955 0 0
MICROSOFT CORP COM 594918104   2,628,143 9,116 SH   SOLE   9,116 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   167,162 26,160 SH   SOLE   26,160 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   283,086 100,385 SH   SOLE   100,385 0 0
MP MATERIALS CORP COM CL A 553368101   519,908 18,443 SH   SOLE   18,443 0 0
NEXTGEN HEALTHCARE INC COM 65343C102   440,734 25,315 SH   SOLE   25,315 0 0
NOKIA CORP SPONSORED ADR 654902204   52,174 10,626 SH   SOLE   10,626 0 0
NOVO-NORDISK A S ADR 670100205   623,829 3,920 SH   SOLE   3,920 0 0
NUTRIBAND INC COM NEW 67092M208   57,932 17,502 SH   SOLE   17,502 0 0
NVIDIA CORPORATION COM 67066G104   580,539 2,090 SH   SOLE   2,090 0 0
ORIX CORP SPONSORED ADR 686330101   305,584 3,723 SH   SOLE   3,723 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   210,667 24,931 SH   SOLE   24,931 0 0
PAYCHEX INC COM 704326107   201,793 1,761 SH   SOLE   1,761 0 0
PENN ENTERTAINMENT INC COM 707569109   322,997 10,890 SH   SOLE   10,890 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   386,682 37,074 SH   SOLE   37,074 0 0
PROCTER AND GAMBLE CO COM 742718109   304,517 2,048 SH   SOLE   2,048 0 0
PROSPECT CAP CORP COM 74348T102   71,184 10,227 SH   SOLE   10,227 0 0
RIO TINTO PLC SPONSORED ADR 767204100   358,504 5,226 SH   SOLE   5,226 0 0
ROBLOX CORP CL A 771049103   1,228,134 27,304 SH   SOLE   27,304 0 0
ROLLINS INC COM 775711104   635,420 16,931 SH   SOLE   16,931 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   323,252 3,382 SH   SOLE   3,382 0 0
SANOFI SPONSORED ADR 80105N105   436,176 8,015 SH   SOLE   8,015 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   877,624 28,066 SH   SOLE   28,066 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   919,643 35,303 SH   SOLE   35,303 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   235,407 4,668 SH   SOLE   4,668 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,987,237 106,315 SH   SOLE   106,315 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   887,590 18,350 SH   SOLE   18,350 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   387,090 5,291 SH   SOLE   5,291 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   524,281 9,044 SH   SOLE   9,044 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,240,254 25,029 SH   SOLE   25,029 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,061,740 13,653 SH   SOLE   13,653 0 0
SHELL PLC SPON ADS 780259305   451,344 7,844 SH   SOLE   7,844 0 0
SNAP ON INC COM 833034101   391,074 1,584 SH   SOLE   1,584 0 0
SPDR GOLD TR GOLD SHS 78463V107   806,168 4,400 SH   SOLE   4,400 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,876,644 4,584 SH   SOLE   4,584 0 0
SPDR SER TR BLOOMBERG INTL 78464A151   1,026,812 35,978 SH   SOLE   35,978 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,847,418 20,120 SH   SOLE   20,120 0 0
STIFEL FINL CORP COM 860630102   1,440,555 24,379 SH   SOLE   24,379 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   177,656 22,207 SH   SOLE   22,207 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   721,277 7,754 SH   SOLE   7,754 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   395,388 23,992 SH   SOLE   23,992 0 0
TELEFONICA S A SPONSORED ADR 879382208   65,056 15,200 SH   SOLE   15,200 0 0
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109   105,860 12,785 SH   SOLE   12,785 0 0
TFI INTL INC COM 87241L109   301,088 2,524 SH   SOLE   2,524 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   538,330 934 SH   SOLE   934 0 0
T-MOBILE US INC COM 872590104   1,569,921 10,839 SH   SOLE   10,839 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   423,211 7,167 SH   SOLE   7,167 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   269,531 1,465 SH   SOLE   1,465 0 0
UNILEVER PLC SPON ADR NEW 904767704   334,014 6,432 SH   SOLE   6,432 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   124,112 14,168 SH   SOLE   14,168 0 0
UNITEDHEALTH GROUP INC COM 91324P102   249,528 528 SH   SOLE   528 0 0
VALE S A SPONSORED ADS 91912E105   426,155 27,006 SH   SOLE   27,006 0 0
VALERO ENERGY CORP COM 91913Y100   398,698 2,856 SH   SOLE   2,856 0 0
VALLEY NATL BANCORP COM 919794107   350,843 37,970 SH   SOLE   37,970 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411   506,400 34,147 SH   SOLE   34,147 0 0
VANECK ETF TRUST LONG MUNI ETF 92189F536   1,065,165 59,143 SH   SOLE   59,143 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   758,909 2,018 SH   SOLE   2,018 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   281,336 1,506 SH   SOLE   1,506 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   726,115 4,573 SH   SOLE   4,573 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   440,752 10,864 SH   SOLE   10,864 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   344,336 6,797 SH   SOLE   6,797 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,016,004 6,597 SH   SOLE   6,597 0 0
VISA INC COM CL A 92826C839   1,668,179 7,399 SH   SOLE   7,399 0 0
WALMART INC COM 931142103   2,820,866 19,131 SH   SOLE   19,131 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,818,668 36,178 SH   SOLE   36,178 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   1,036,190 27,369 SH   SOLE   27,369 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   2,095,213 45,757 SH   SOLE   45,757 0 0