The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 BBG001SBT983 3,156,986 65,839 SH   SOLE   65,839 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 692,378 15,365 SH   SOLE   15,365 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 BBG00HBPWNP1 638,890 32,746 SH   SOLE   32,746 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,432,483 29,360 SH   SOLE   29,360 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 2,729,336 86,700 SH   SOLE   86,700 0 0
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 300,553 5,507 SH   SOLE   5,507 0 0
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 6,300,920 126,043 SH   SOLE   126,043 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 476,850 1,906 SH   SOLE   1,906 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 11,675,358 120,737 SH   SOLE   120,737 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 369,183 4,077 SH   SOLE   4,077 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 13,406,860 32,613 SH   SOLE   32,613 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 734,980 15,925 SH   SOLE   15,925 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 6,309,477 67,351 SH   SOLE   67,351 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 4,583,812 94,453 SH   SOLE   94,453 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,034,435 11,436 SH   SOLE   11,436 0 0
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 1,872,042 34,437 SH   SOLE   34,437 0 0
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 2,140,858 28,336 SH   SOLE   28,336 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 1,188,272 10,840 SH   SOLE   10,840 0 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 1,551,804 17,985 SH   SOLE   17,985 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 260,263 2,747 SH   SOLE   2,747 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 12,804,662 179,036 SH   SOLE   179,036 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,916,649 26,349 SH   SOLE   26,349 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 8,204,279 66,128 SH   SOLE   66,128 0 0
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 2,709,749 29,266 SH   SOLE   29,266 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 482,332 15,449 SH   SOLE   15,449 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 940,292 4,174 SH   SOLE   4,174 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,139,836 6,389 SH   SOLE   6,389 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 423,579 2,264 SH   SOLE   2,264 0 0
ISHARES TR U.S. ENERGY ETF 464287796 BBG001SFGXW8 960,505 21,954 SH   SOLE   21,954 0 0
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 973,368 18,032 SH   SOLE   18,032 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 2,722,555 29,334 SH   SOLE   29,334 0 0
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 1,369,103 36,685 SH   SOLE   36,685 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 293,162 12,539 SH   SOLE   12,539 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 208,773 724 SH   SOLE   724 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 853,946 9,206 SH   SOLE   9,206 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 11,247,684 113,326 SH   SOLE   113,326 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 311,186 9,117 SH   SOLE   9,117 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 848,387 20,677 SH   SOLE   20,677 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 BBG001TC6MJ4 1,632,859 19,282 SH   SOLE   19,282 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 2,503,003 28,190 SH   SOLE   28,190 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 9,171,886 24,388 SH   SOLE   24,388 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 944,081 4,625 SH   SOLE   4,625 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 201,233 4,981 SH   SOLE   4,981 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 398,660 6,339 SH   SOLE   6,339 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,502,354 33,259 SH   SOLE   33,259 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 6,095,787 85,006 SH   SOLE   85,006 0 0