The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BankFinancial Corp COMMON 06643P104   11,033 1,260,893 SH   SOLE   1,260,893 0 0
BLUE FOUNDRY BANCORP COMMON 09549B104   239 25,149 SH   SOLE   25,149 0 0
BOGOTA FINANCIAL CORP COMMON 097235105   4,760 476,002 SH   SOLE   476,002 0 0
CITIGROUP INC COM NEW COMMON 172967424   4,595 98,000 SH   SOLE   98,000 0 0
Comerica Inc COMMON 200340107   4,342 100,000 SH   SOLE   100,000 0 0
Community West Bancshares COMMON 204157101   4,252 336,166 SH   SOLE   336,166 0 0
EASTERN BANKSHARES INC COMMON 27627N105   11,279 893,709 SH   SOLE   893,709 0 0
Enterprise Bancorp Inc/MA COMMON 293668109   3,434 109,150 SH   SOLE   109,150 0 0
FIRST BUS FINL SVCS INC WIS COM COMMON 319390100   8,619 282,489 SH   SOLE   282,489 0 0
FIRST SEACOAST BANCORP INC COMMON 33631F104   2,748 318,777 SH   SOLE   318,777 0 0
GENERATIONS BANCORP NY INC COMMON 37149G108   1,238 121,369 SH   SOLE   121,369 0 0
HAWTHORN BANCSHARES INC COMMON 420476103   992 42,427 SH   SOLE   42,427 0 0
HMN Financial Inc COMMON 40424G108   6,617 343,405 SH   SOLE   343,405 0 0
ICC HOLDINGS INC COMMON 44931Q104   1,641 105,858 SH   SOLE   105,858 0 0
INVESTAR HLDG CORP COM COMMON 46134L105   4,808 344,447 SH   SOLE   344,447 0 0
MAGYAR BANCORP INC COM COMMON 55977T208   5,799 547,067 SH   SOLE   547,067 0 0
METROPOLITAN BANK HOLDING CO COMMON 591774104   14,963 441,515 SH   SOLE   441,515 0 0
NATIONAL WESTN LIFE INS CO CL A COMMON 638517102   9,590 39,525 SH   SOLE   39,525 0 0
NI HOLDINGS INC COMMON 65342T106   5,556 427,374 SH   SOLE   427,374 0 0
NORTHEAST COMMUNITY BANCORP COMMON 664121100   16,437 1,252,819 SH   SOLE   1,252,819 0 0
OAK VALLEY BANCORP COMMON 671807105   3,177 134,264 SH   SOLE   134,264 0 0
PARKE BANCORP INC COMMON 700885106   9,599 539,875 SH   SOLE   539,875 0 0
Pathfinder Bancorp Inc COMMON 70319R109   1,387 80,323 SH   SOLE   80,323 0 0
PIONEER BANCORP INC/NY COMMON 723561106   15,783 1,600,693 SH   SOLE   1,600,693 0 0
PONCE FINANCIAL GROUP INC COMMON 732344106   16,127 2,054,346 SH   SOLE   2,054,346 0 0
PROVIDENT BANCORP INC COMMON 74383L105   10,887 1,591,620 SH   SOLE   1,591,620 0 0
PROVIDENT FINL HLDGS INC COM COMMON 743868101   9,459 693,961 SH   SOLE   693,961 0 0
RHINEBECK BANCORP INC COMMON 762093102   6,928 905,590 SH   SOLE   905,590 0 0
SECURITY NATL FINL CORP CL A NEW COMMON 814785309   11,608 1,863,234 SH   SOLE   1,863,234 0 0
Sierra Bancorp COMMON 82620P102   1,121 65,114 SH   SOLE   65,114 0 0
SOUND FINL BANCORP INC COM COMMON 83607A100   6,499 175,611 SH   SOLE   175,611 0 0
SOUTH PLAINS FINANCIAL INC COMMON 83946P107   6,259 292,340 SH   SOLE   292,340 0 0
SWK HLDGS CORP COM COMMON 78501P203   11,224 628,471 SH   SOLE   628,471 0 0
THIRD COAST BANCSHARES INC COMMON 88422P109   4,998 318,154 SH   SOLE   318,154 0 0
TIMBERLAND BANCORP INC COMMON 887098101   5,648 209,015 SH   SOLE   209,015 0 0
WELLS FARGO & CO NEW COM COMMON 949746101   17,008 455,000 SH   SOLE   455,000 0 0
Willis Lease Finance Corp COMMON 970646105   32,868 600,001 SH   SOLE   600,001 0 0
ZIONS BANCORPORATION COM COMMON 989701107   6,585 220,000 SH   SOLE   220,000 0 0
Bank of America Corp COMMON 060505104   4,376 153,000 SH   SOLE   153,000 0 0