The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   4,529,821 43,096 SH   DFND   33,074 0 10,022
ABBOTT LABS COM 002824100   9,197,750 90,833 SH   DFND   83,858 0 6,975
ABBVIE INC. COM 00287Y109   14,800,054 92,866 SH   DFND   77,864 0 15,002
ACCENTURE LTD SHS CLASS A G1151C101   222,155,204 777,283 SH   DFND   666,624 0 110,659
ADOBE SYSTEMS COM 00724F101   1,369,605 3,554 SH   DFND   2,809 0 745
AFLAC COM 001055102   2,045,865 31,709 SH   DFND   31,709 0 0
AGILENT TECHNOLOGIES INC COM COM 00846U101   382,787 2,767 SH   DFND   1,986 0 781
AIR PRODUCTS & CHEMICALS INC COM 009158106   121,942,765 424,577 SH   DFND   380,923 0 43,654
AIRBNB INC - CLASS A COM CL A 009066101   226,532 1,821 SH   DFND   1,821 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305   5,601,731 54,003 SH   DFND   52,503 0 1,500
ALPHABET INC CL C CAP STK CL C 02079K107   8,028,280 77,195 SH   DFND   75,695 0 1,500
ALTRIA GROUP INC COM COM 02209S103   2,808,098 62,934 SH   DFND   62,412 0 522
AMAZON.COM INC COM 023135106   5,928,226 57,394 SH   DFND   48,384 0 9,010
AMERICAN ELECTRIC POWER COM 025537101   14,995,554 164,804 SH   DFND   159,952 0 4,852
AMERICAN EXPRESS CO COM 025816109   2,217,258 13,442 SH   DFND   12,672 0 770
AMERICAN TOWER CORP COM 03027X100   48,545,054 237,570 SH   DFND   236,015 0 1,555
AMERICAN WTR WK COM 030420103   447,380 3,054 SH   DFND   1,443 0 1,611
AMERISOURCE BERGEN CORP COM 03073E105   200,458 1,252 SH   DFND   1,252 0 0
AMETEK INC COM 031100100   448,634 3,087 SH   DFND   3,087 0 0
AMGEN INC COM 031162100   9,413,020 38,937 SH   DFND   38,276 0 661
ANALOG DEVICES COM 032654105   440,195 2,232 SH   DFND   2,232 0 0
AON PLC SHS CL A G0403H108   109,079,383 345,965 SH   DFND   306,139 0 39,826
APPLE INC COM 037833100   423,384,173 2,567,521 SH   DFND   2,280,604 0 286,917
ARCHER DANIELS MIDLAND COM 039483102   304,062 3,817 SH   DFND   3,817 0 0
ARTHUR J GALLAGHER & CO COM 363576109   596,122 3,116 SH   DFND   3,116 0 0
ASTRA ZENECA PLC ADR SPONSORED ADR 046353108   386,753 5,572 SH   DFND   5,572 0 0
AT&T INC COM 00206R102   1,261,818 65,549 SH   DFND   62,912 0 2,637
AUTODESK INC COM 052769106   329,309 1,582 SH   DFND   1,364 0 218
AUTOMATIC DATA PROCESSING COM 053015103   59,667,419 268,012 SH   DFND   264,648 0 3,364
AVANTIS EMERGING MARKETS EQ AVANTIS EMGMKT 025072604   63,448,060 1,199,623 SH   DFND   1,158,655 0 40,968
AVANTIS INTERNATIONAL SMALL CAP VALUE INTL SMCP VLU 025072802   84,254,475 1,440,740 SH   DFND   1,398,409 0 42,331
BANCO SANTANDER S.A. ADR 05964H105   102,438 27,761 SH   DFND   27,761 0 0
BANK NEW YORK MELLON CORP COM 064058100   209,160 4,603 SH   DFND   4,351 0 252
BANK OF AMERICA COM 060505104   1,142,742 39,956 SH   DFND   39,956 0 0
BAXTER INTL INC COM 071813109   2,414,293 59,524 SH   DFND   59,219 0 305
BECTON DICKINSON COM 075887109   30,683,567 123,954 SH   DFND   73,172 0 50,782
BERKSHIRE HATHAWAY INC DEL CL A 084670108   18,624,000 40 SH   DFND   40 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702   9,380,433 30,380 SH   DFND   28,155 0 2,225
BLACKROCK INC COM 09247X101   222,840,046 333,035 SH   DFND   294,586 0 38,449
BOEING CO COM 097023105   724,174 3,409 SH   DFND   2,456 0 953
BOOKING HOLDINGS INC. COM 09857L108   570,268 215 SH   DFND   215 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   5,843,873 84,315 SH   DFND   79,732 0 4,583
BROADCOM LTD COM 11135F101   1,088,052 1,696 SH   DFND   1,696 0 0
BROWN-FORMAN CORP CL B CL B 115637209   305,347 4,751 SH   DFND   4,751 0 0
BRUNSWICK CORP COM 117043109   213,200 2,600 SH   DFND   2,600 0 0
CANADIAN NATL RAILWAY CO COM 136375102   507,271 4,300 SH   DFND   4,300 0 0
CANADIAN PACIFIC RAILWAY LTD COM 13645T100   1,760,926 22,887 SH   DFND   22,887 0 0
CATERPILLAR INC COM 149123101   1,432,767 6,261 SH   DFND   5,846 0 415
CHEMOURS COMPANY COM 163851108   1,158,738 38,702 SH   DFND   38,702 0 0
CHEVRON CORPORATION COM 166764100   124,305,843 761,865 SH   DFND   735,501 0 26,364
CHUBB LTD COM H1467J104   2,088,018 10,753 SH   DFND   10,753 0 0
CHURCH & DWIGHT CO COM 171340102   1,641,508 18,567 SH   DFND   18,567 0 0
CIGNA CORP COM 125523100   737,715 2,887 SH   DFND   2,887 0 0
CINCINNATI FINANCIAL CORP COM 172062101   789,604 7,045 SH   DFND   7,045 0 0
CINTAS CORP COM 172908105   277,145 599 SH   DFND   599 0 0
CISCO SYS INC COM 17275R102   74,502,542 1,425,204 SH   DFND   1,417,188 0 8,016
CLOROX CO COM 189054109   656,854 4,151 SH   DFND   4,151 0 0
CME GROUP INC. COM 12572Q105   12,235,255 63,885 SH   DFND   63,845 0 40
COCA-COLA CO COM 191216100   90,470,703 1,458,499 SH   DFND   1,257,443 0 201,056
COGNIZANT TECH SOLUTIONS - A CL A 192446102   264,680 4,344 SH   DFND   4,184 0 160
COLGATE-PALMOLIVE CO COM 194162103   4,289,412 57,078 SH   DFND   46,998 0 10,080
COMCAST CORP NEW COM CL A CL A 20030N101   6,678,036 176,155 SH   DFND   172,216 0 3,939
COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852   793,841 13,694 SH   DFND   13,694 0 0
CONOCOPHILLIPS COM 20825C104   2,658,034 26,792 SH   DFND   25,961 0 831
CONSOLIDATED EDISON INC COM 209115104   974,112 10,182 SH   DFND   8,032 0 2,150
CONSTELLATION BRANDS INC CL A 21036P108   773,899 3,426 SH   DFND   3,426 0 0
CONSTELLATION ENERGY CORP COM 21037T109   257,480 3,280 SH   DFND   3,280 0 0
COPART, INC COM 217204106   751,348 9,990 SH   DFND   9,990 0 0
CORTEVA INC COM 22052L104   4,707,618 78,057 SH   DFND   78,057 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   171,953,701 346,074 SH   DFND   308,349 0 37,725
CUMMINS INC COM 231021106   448,378 1,877 SH   DFND   1,877 0 0
CVS HEALTH CORPORATION COM 126650100   171,335,341 2,305,684 SH   DFND   2,045,677 0 260,007
DANAHER CORP COM 235851102   3,337,010 13,240 SH   DFND   13,240 0 0
DEERE & CO. COM 244199105   1,533,023 3,713 SH   DFND   3,458 0 255
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205   3,215,039 17,745 SH   DFND   17,745 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106   12,198,037 121,822 SH   DFND   97,943 0 23,879
DOLLAR GENERAL CORP COM 256677105   176,182,727 837,132 SH   DFND   749,119 0 88,013
DOLLAR TREE STORE INC COM 256746108   247,193 1,722 SH   DFND   1,722 0 0
DOMINION ENERGY INC COM 25746U109   961,708 17,201 SH   DFND   17,201 0 0
DOVER CORP COM 260003108   606,544 3,992 SH   DFND   3,992 0 0
DOW INC COM 260557103   29,295,589 534,396 SH   DFND   533,716 0 680
DUKE ENERGY CORP COM NEW 26441C204   1,142,301 11,841 SH   DFND   10,903 0 938
DUPONT DE NEMOURS INC COM 26614N102   106,081,275 1,478,073 SH   DFND   1,365,792 0 112,281
EATON CORP, PLC SHS G29183103   15,266,051 89,098 SH   DFND   88,223 0 875
ECOLAB INC COM 278865100   309,210 1,868 SH   DFND   1,771 0 97
ELEVATION HEALTH INC COM 036752103   1,562,434 3,398 SH   DFND   3,398 0 0
EMERSON ELECTRIC CO COM 291011104   3,901,171 44,769 SH   DFND   40,299 0 4,470
ENBRIDGE INC. COM 29250N105   229,472 6,015 SH   DFND   6,015 0 0
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506   992,718 11,985 SH   DFND   11,985 0 0
ENERGY TRANSFER COM UT LTD PTN 29273V100   1,173,776 94,128 SH   DFND   94,128 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   1,957,936 75,596 SH   DFND   70,636 0 4,960
ESSENTIAL UTILITIES INC COM 29670G102   1,227,613 28,124 SH   DFND   25,410 0 2,714
ESTEE LAUDER COS INC CL A CL A 518439104   670,864 2,722 SH   DFND   2,722 0 0
EXELON CORP COM 30161N101   406,878 9,713 SH   DFND   9,713 0 0
EXXON MOBIL CORP COM 30231G102   15,194,130 138,557 SH   DFND   131,897 0 6,660
FACTSET RESEARCH COM 303075105   253,620 611 SH   DFND   611 0 0
FASTENAL COMPANY COM 311900104   622,845 11,547 SH   DFND   11,547 0 0
FEDEX CORP COM 31428X106   556,373 2,435 SH   DFND   2,435 0 0
FISERV INC COM 337738108   232,277 2,055 SH   DFND   1,836 0 219
GENERAL DYNAMICS CORP COM 369550108   371,754 1,629 SH   DFND   1,044 0 585
GENERAL ELECTRIC COM NEW 369604301   424,655 4,442 SH   DFND   4,442 0 0
GENERAL MILLS INC COM 370334104   727,350 8,511 SH   DFND   8,511 0 0
GENUINE PARTS CO COM 372460105   19,813,981 118,427 SH   DFND   118,022 0 405
GILEAD SCIENCES INC COM 375558103   1,892,380 22,808 SH   DFND   15,367 0 7,441
GLATFELTER CORP COM 377320106   337,024 105,650 SH   DFND   105,650 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W204   3,510,003 98,651 SH   DFND   37,861 0 60,790
GLOBAL PAYMENTS INC COM 37940X102   328,033 3,117 SH   DFND   2,767 0 350
GLOBAL X AUTONOMOUS & ELECTRIC VEHICLED ETF AUTONMOUS EV ETF 37954Y624   253,681 10,641 SH   DFND   10,641 0 0
GLOBAL X FINTECH ETF FINTECH ETF 37954Y814   278,405 13,372 SH   DFND   13,372 0 0
GLOBAL X INTERNET OF THINGS INTERNET OF THNG 37954Y780   272,963 8,202 SH   DFND   8,202 0 0
GLOBAL X LITHIUM & BATTERY TECH ETF LITHIUM BTRY ETF 37954Y855   225,221 3,544 SH   DFND   3,544 0 0
GLOBAL X ROBOTICS & ATIFICI RBTCS ARTFL INTE 37954Y715   289,910 11,369 SH   DFND   11,369 0 0
GLOBAL X S&P 500 CATHOLIC VALUES ETF S&P 500 CATHOLIC 37954Y889   995,064 19,822 SH   DFND   19,822 0 0
GLOBAL X SOCIAL MEDIA ETF SOCIAL MED ETF 37950E416   218,078 5,894 SH   DFND   5,894 0 0
GOLDMAN SACHS ACCESS INV GRADE CORP BOND ETF ACCESS INVT GR 381430479   1,863,500 40,714 SH   DFND   40,714 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ACTIVEBETA EME 381430206   2,442,301 82,039 SH   DFND   57,925 0 24,114
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ACTIVEBETA INT 381430107   2,981,237 96,762 SH   DFND   96,762 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   562,956 1,721 SH   DFND   1,374 0 347
GOLDMAN SACHS TREAS ACC ETF ACCES TREASURY 381430529   285,299 2,849 SH   DFND   2,849 0 0
HALEON PLC SPON ADS 405552100   546,601 67,150 SH   DFND   12,031 0 55,119
HOME DEPOT INC COM 437076102   35,583,209 120,572 SH   DFND   119,327 0 1,245
HONEYWELL INTERNATIONAL, INC. COM 438516106   168,579,994 882,064 SH   DFND   796,825 0 85,239
HUBBELL INC COM 443510607   255,232 1,049 SH   DFND   1,049 0 0
IISHARES CORE S&P TOTAL US CORE S&P TTL STK 464287150   220,851 2,439 SH   DFND   2,439 0 0
ILLINOIS TOOL WKS INC COM 452308109   54,806,681 225,125 SH   DFND   223,456 0 1,669
ILLUMINA COM 452327109   212,551 914 SH   DFND   914 0 0
INTEL CORP COM 458140100   1,933,509 59,183 SH   DFND   58,733 0 450
INTERCONTINENTAL EXCHANGE COM 45866F104   488,181 4,681 SH   DFND   4,681 0 0
INTERNATIONAL BUSINESS MACHINES COM 459200101   1,326,631 10,120 SH   DFND   10,120 0 0
INTL FLAVORS & FRAGRANCES COM 459506101   752,968 8,188 SH   DFND   8,188 0 0
INTUIT INC COM 461202103   32,759,143 73,479 SH   DFND   72,869 0 610
INVESCO QQQ TRUST SERIES 1 UNIT SER 1 46090E103   12,806,391 39,904 SH   DFND   39,540 0 364
INVESCO S&P 500 EQUAL WEIGHT S&P500 EQL TEC 46137V282   303,578 1,100 SH   DFND   1,100 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   17,386,935 120,225 SH   DFND   115,782 0 4,443
INVESCO TAXABLE MUNICIPAL BOND PORTFOLIO TAXABLE MUN BD 46138G805   15,066,166 560,497 SH   DFND   555,411 0 5,086
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747   68,998,514 695,339 SH   DFND   686,686 0 8,653
ISHARES 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   4,483,236 54,567 SH   DFND   53,355 0 1,212
ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FUND 3 7 YR TREAS BD 464288661   20,893,311 177,589 SH   DFND   175,890 0 1,699
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440   436,723 4,406 SH   DFND   4,406 0 0
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612   1,324,724 12,678 SH   DFND   6,447 0 6,231
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588   57,174,094 603,548 SH   DFND   594,845 0 8,703
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   1,908,218 38,172 SH   DFND   36,252 0 1,920
ISHARES CORE MSCI ACMI CORE MSCI TOTAL 46432F834   2,153,692 34,765 SH   DFND   34,765 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   177,977,639 2,662,343 SH   DFND   2,575,685 0 86,658
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   231,234,286 4,739,379 SH   DFND   4,601,326 0 138,053
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200   100,004,927 243,274 SH   DFND   239,168 0 4,106
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   130,237,443 520,617 SH   DFND   508,846 0 11,771
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   207,059,467 2,141,256 SH   DFND   2,073,102 0 68,154
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE US AGGBD ET 464287226   8,072,833 81,020 SH   DFND   81,020 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168   2,571,398 21,944 SH   DFND   21,944 0 0
ISHARES DJ US HEALTH CARE SECTOR INDEX FUND US HLTHCARE ETF 464287762   768,937 2,816 SH   DFND   2,816 0 0
ISHARES DJ US INDUSTRIAL SECTOR INDEX FUND US INDUSTRIALS 464287754   396,133 3,955 SH   DFND   3,955 0 0
ISHARES DJ US TECHNOLOGY SECTOR INDEX FUND U.S. TECH ETF 464287721   1,762,926 18,995 SH   DFND   18,995 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448   373,479 13,586 SH   DFND   13,586 0 0
ISHARES EDGE MSCI USA MOMENT MSCI USA MMENTM 46432F396   5,769,604 41,496 SH   DFND   35,380 0 6,116
ISHARES EDGE MSCI USA QUALIT MSCI USA QLT FCT 46432F339   10,205,712 82,261 SH   DFND   80,613 0 1,648
ISHARES EDGE MSCI USA VALUE FACTO MSCI USA VALUE 46432F388   6,553,150 70,776 SH   DFND   57,249 0 13,527
ISHARES ESG MSCI USA SMALL- CAP ESG AWARE MSCI 46435U663   1,259,228 37,047 SH   DFND   37,047 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655   53,058,003 1,052,947 SH   DFND   1,039,822 0 13,125
ISHARES HIGH DIVIDEND EQUITY CORE HIGH DV ETF 46429B663   222,940 2,193 SH   DFND   2,193 0 0
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242   377,935 3,448 SH   DFND   3,448 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513   379,488 5,023 SH   DFND   5,023 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTERM CR BD ETF 464288638   42,045,368 819,917 SH   DFND   810,573 0 9,344
ISHARES LONG TERM CORP BOND ETF 10+ YR INVST GRD 464289511   204,845 3,910 SH   DFND   3,910 0 0
ISHARES MORNINGSTAR MID-CAP ETF MRGSTR MD CP ETF 464288208   395,191 6,517 SH   DFND   6,517 0 0
ISHARES MSC EAFE ESG ESG AW MSCI EAFE 46435G516   881,261 12,267 SH   DFND   12,025 0 242
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   1,421,549 15,594 SH   DFND   15,594 0 0
ISHARES MSCI EAFE GROWTH INDEX FUND EAFE GRWTH ETF 464288885   710,001 7,579 SH   DFND   6,994 0 585
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465   1,242,588 17,374 SH   DFND   17,374 0 0
ISHARES MSCI EAFE VALUE INDEX FUND EAFE VALUE ETF 464288877   264,828 5,457 SH   DFND   347 0 5,110
ISHARES MSCI EM ESG OP ESG AWR MSCI EM 46434G863   907,757 28,836 SH   DFND   28,493 0 343
ISHARES MSCI EM MKTS EX CHINA MSCI EMRG CHN 46434G764   439,728 8,914 SH   DFND   8,914 0 0
ISHARES MSCI EMERGING MARKETS INDEX FUND MSCI EMG MKT ETF 464287234   457,775 11,601 SH   DFND   11,601 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533   1,500,675 27,500 SH   DFND   27,500 0 0
ISHARES MSCI USA MINIMUM VOL MSCI USA MIN VOL 46429B697   6,054,659 83,237 SH   DFND   24,445 0 58,792
ISHARES NASDAQ BIOTECHNOLOGY ISHARES BIOTECH 464287556   630,301 4,880 SH   DFND   4,380 0 500
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414   328,822 3,052 SH   DFND   3,052 0 0
ISHARES NORTH AMERICAN TECH-SOFTWARE ETF EXPANDED TECH 464287515   297,083 975 SH   DFND   975 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614   15,021,449 61,480 SH   DFND   38,664 0 22,817
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622   631,320 2,803 SH   DFND   2,803 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598   11,596,865 76,165 SH   DFND   40,369 0 35,795
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648   1,386,097 6,111 SH   DFND   2,526 0 3,585
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655   2,336,326 13,096 SH   DFND   13,096 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND RUS 2000 VAL ETF 464287630   690,718 5,041 SH   DFND   1,073 0 3,968
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689   329,574 1,400 SH   DFND   1,400 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481   747,703 8,212 SH   DFND   8,212 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499   3,181,220 45,498 SH   DFND   45,498 0 0
ISHARES RUSSELL MID CAP VALUE INDEX FUND RUS MDCP VAL ETF 464287473   288,652 2,718 SH   DFND   2,718 0 0
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309   2,581,987 40,413 SH   DFND   40,413 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   456,494 3,008 SH   DFND   3,008 0 0
ISHARES S&P MID CAP 400 GROWTH INDEX FUND S&P MC 400GR ETF 464287606   372,853 5,214 SH   DFND   5,214 0 0
ISHARES S&P MID CAP 400 VALUE INDEX FUND S&P MC 400VL ETF 464287705   224,039 2,180 SH   DFND   2,180 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHRT NAT MUN ETF 464288158   1,508,962 14,415 SH   DFND   14,415 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687   1,032,227 33,063 SH   DFND   33,063 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646   84,379,281 1,669,554 SH   DFND   1,654,444 0 15,110
ISHARES TIPS BOND ETF TIPS BD ETF 464287176   441,772 4,007 SH   DFND   4,007 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240   2,005,910 41,130 SH   DFND   41,130 0 0
ISHARES ULTRA SHORT-TERM BOND ULTR SH TRM BD 46434V878   14,398,434 286,536 SH   DFND   228,874 0 57,662
ISHARES US CONSUMER DISCRETIONARY ETF US CONSUM DISCRE 464287580   541,455 8,370 SH   DFND   8,370 0 0
ISHARES US CONSUMER STAPLES ETF US CONSM STAPLES 464287812   230,708 1,158 SH   DFND   1,158 0 0
ISHARES US FINANCIALS ETF U.S. FINLS ETF 464287788   551,691 7,755 SH   DFND   7,755 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828   364,140 1,473 SH   DFND   1,473 0 0
J.P. MORGAN CHASE & CO COM 46625H100   233,215,822 1,789,700 SH   DFND   1,607,837 0 181,863
JACK HENRY & ASSOCIATES INC. COM 426281101   605,292 4,016 SH   DFND   3,716 0 300
JOHNSON & JOHNSON COM 478160104   210,960,946 1,361,038 SH   DFND   1,217,245 0 143,793
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105   17,924,664 297,653 SH   DFND   296,917 0 736
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365   201,929 9,100 SH   DFND   9,100 0 0
JP MORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   870,870 15,950 SH   DFND   1,865 0 14,085
KIMBERLY CLARK CORP COM 494368103   4,616,228 34,393 SH   DFND   31,783 0 2,610
KLA - TENCOR CORPROATION COM NEW 482480100   202,379 507 SH   DFND   507 0 0
KROGER CO COM 501044101   375,607 7,608 SH   DFND   7,494 0 114
L3HARRIS TECHNOLOGIES INC COM 502431109   219,004 1,116 SH   DFND   1,116 0 0
LAM RESEARCH CP COM 512807108   247,566 467 SH   DFND   467 0 0
LILLY, ELI & COMPANY COM 532457108   2,088,337 6,081 SH   DFND   5,901 0 180
LINDE PLC SHS G54950103   1,457,304 4,100 SH   DFND   3,820 0 280
LITHIA MOTORS INC CL A CL A 536797103   375,445 1,640 SH   DFND   1,640 0 0
LLOYDS BANKING GROUP PLC ADR SPONSORED ADR 539439109   69,767 30,072 SH   DFND   30,072 0 0
LOCKHEED MARTIN CORP COM 539830109   26,420,880 55,890 SH   DFND   55,135 0 755
LOWES COS INC COM 548661107   215,867,784 1,079,501 SH   DFND   940,382 0 139,119
M & T BK CORP COM 55261F104   493,824 4,130 SH   DFND   4,130 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106   360,829 6,650 SH   DFND   6,650 0 0
MARATHON PETROLEUM CORP COM 56585A102   730,913 5,421 SH   DFND   5,421 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202   765,776 4,612 SH   DFND   4,612 0 0
MASCO CORP COM 574599106   719,896 14,479 SH   DFND   14,479 0 0
MASTERCARD CLA 57636Q104   235,713,197 648,615 SH   DFND   563,568 0 85,047
MCCORMICK & CO COM NON VTG 579780206   31,004,712 372,608 SH   DFND   370,383 0 2,225
MCDONALDS CORP COM 580135101   81,462,690 291,344 SH   DFND   273,066 0 18,278
MCKESSON HBOC INC. COM 58155Q103   1,395,360 3,919 SH   DFND   3,879 0 40
MEDTRONIC PLC SHS G5960L103   123,228,340 1,528,508 SH   DFND   1,393,033 0 135,475
MERCK & CO COM 58933Y105   89,589,113 842,082 SH   DFND   831,104 0 10,978
META PLATFORMS, INC. CLASS A CL A 30303M102   834,832 3,939 SH   DFND   3,724 0 215
METTLER-TOLEDO INTERNATIONAL INC. COM 592688105   218,820 143 SH   DFND   143 0 0
MICROCHIP TECHNOLOGY COM 595017104   679,791 8,114 SH   DFND   8,114 0 0
MICROSOFT CORP COM 594918104   382,048,921 1,325,178 SH   DFND   1,202,478 0 122,700
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107   4,074,348 8,888 SH   DFND   8,538 0 350
MOLSON COORS BREWING COMPANY CL B 60871R209   219,330 4,244 SH   DFND   4,244 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105   2,022,159 29,004 SH   DFND   29,004 0 0
MORGAN STANLEY COM NEW 617446448   993,369 11,314 SH   DFND   11,314 0 0
NESTLE S A SPON ADR REG COM 641069406   3,846,378 31,608 SH   DFND   26,521 0 5,087
NETFLIX INC COM 64110L106   655,030 1,896 SH   DFND   1,896 0 0
NEXTERA ENERGY INC COM 65339F101   8,525,973 110,612 SH   DFND   106,612 0 4,000
NIKE INC CL B CL B 654106103   77,654,761 633,193 SH   DFND   549,130 0 84,063
NORFOLK SOUTHERN CORP COM 655844108   2,994,924 14,127 SH   DFND   13,482 0 645
NORTHERN TR CORP COM 665859104   308,191 3,497 SH   DFND   3,497 0 0
NORTHROP GRUMMAN CORP COM 666807102   1,043,025 2,259 SH   DFND   2,259 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109   3,101,872 33,716 SH   DFND   33,716 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205   2,172,579 13,652 SH   DFND   13,652 0 0
NUSCALE POWER CORP CL A COM 67079K100   252,520 27,780 SH   DFND   27,780 0 0
NUVEEN ESG EMERGING MARKETS NUVEEN ESG EMRGN 67092P888   577,705 21,500 SH   DFND   21,500 0 0
NUVEEN PA INVT QUALITY MUN FD COM 670972108   168,764 14,765 SH   DFND   14,765 0 0
nVENT ELECTRIC PLC SHS G6700G107   374,694 8,726 SH   DFND   8,726 0 0
NVIDIA CORP COM 67066G104   1,167,745 4,204 SH   DFND   4,204 0 0
ORACLE SYS CORP COM 68389X105   161,495,915 1,738,010 SH   DFND   1,538,193 0 199,817
PARKER-HANNIFIN CORP COM 701094104   421,146 1,253 SH   DFND   836 0 417
PAYCHEX INC COM 704326107   566,762 4,946 SH   DFND   4,115 0 831
PAYPAL HOLDINGS, INC. COM 70450Y103   636,909 8,387 SH   DFND   8,112 0 275
PEPSICO INC COM 713448108   239,454,701 1,313,520 SH   DFND   1,166,230 0 147,290
PFIZER INC COM 717081103   21,881,122 536,302 SH   DFND   524,849 0 11,453
PHILIP MORRIS INTL,INC COM 718172109   26,425,800 271,731 SH   DFND   270,704 0 1,027
PHILLIPS 66 COM 718546104   1,235,315 12,185 SH   DFND   12,069 0 116
PIMCO ENHANCED SHORT MATURITY ETF ENHAN SHRT MA AC 72201R833   415,858 4,190 SH   DFND   0 0 4,190
PNC FINANCIAL CORP COM 693475105   2,413,375 18,988 SH   DFND   18,388 0 600
POWERSHARES FTSE RAFI US 1K FTSE RAFI 1000 46137V613   2,202,132 14,046 SH   DFND   2,470 0 11,576
PPG INDS INC COM 693506107   792,129 5,930 SH   DFND   5,530 0 400
PPL CORP COM COM 69351T106   373,803 13,451 SH   DFND   13,451 0 0
PRIMIS FINANCIAL CORP COM 74167B109   96,300 10,000 SH   DFND   10,000 0 0
PROCTER & GAMBLE COM 742718109   35,864,177 241,201 SH   DFND   200,066 0 41,135
PROGRESSIVE CORP OHIO COM 743315103   881,393 6,161 SH   DFND   6,161 0 0
PROLOGIS COM 74340W103   213,107 1,708 SH   DFND   1,708 0 0
PRUDENTIAL FINL INC COM 744320102   207,346 2,506 SH   DFND   2,506 0 0
PUBLIC STORAGE COM 74460D109   1,183,482 3,917 SH   DFND   3,917 0 0
PUBLIC SVC ENTERPRISES COM 744573106   1,394,696 22,333 SH   DFND   22,333 0 0
QUALCOMM INC COM 747525103   20,414,076 160,010 SH   DFND   159,965 0 45
RAYTHEON TECHNOLOGIES CORP COM 75513E101   195,277,200 1,994,049 SH   DFND   1,803,698 0 190,351
REGENERON PHARMACEUTICALS COM 75886F107   262,934 320 SH   DFND   320 0 0
S&P GLOBAL INC COM 78409V104   132,017,906 382,916 SH   DFND   339,355 0 43,561
SALESFORCE.COM INC COM 79466L302   536,010 2,683 SH   DFND   2,683 0 0
SAP SE SPONSORED ADR SPON ADR 803054204   687,040 5,429 SH   DFND   5,429 0 0
SCHWAB (CHARLES) CORP COM 808513105   308,309 5,886 SH   DFND   5,886 0 0
SCHWAB FUNDAMENTAL EM L/C SCHWB FDT MEK LG 808524730   949,132 36,435 SH   DFND   0 0 36,435
SCHWAB FUNDAMENTAL INTL L/C SCHWB FDT INT LG 808524755   749,698 23,975 SH   DFND   0 0 23,975
SCHWAB FUNDAMENTAL LARGE CAP SCHWAB FDT US LG 808524771   10,746,855 195,682 SH   DFND   51,662 0 144,020
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   318,316 9,147 SH   DFND   9,147 0 0
SCHWAB US DVD EQUITY ETF US DIVIDEND EQ 808524797   436,107 5,961 SH   DFND   5,961 0 0
SCHWAB US LARGE-CAP VALUE ETF US LCAP VA ETF 808524409   825,104 12,582 SH   DFND   12,582 0 0
SCHWAB US MID CAP ETF US MID CAP ETF 808524508   419,313 6,180 SH   DFND   6,180 0 0
SCHWAB US SMALL-CAP ETF US SML CAP ETF 808524607   356,434 8,501 SH   DFND   8,501 0 0
SEI INVESTMENTS CO COM 784117103   385,182 6,693 SH   DFND   6,693 0 0
SERVICE NOW INC. COM 81762P102   475,873 1,024 SH   DFND   1,024 0 0
SHELL PLC - ADR SPON ADS 780259305   1,925,231 33,459 SH   DFND   30,993 0 2,466
SHERWIN WILLIAMS CO COM 824348106   3,039,789 13,524 SH   DFND   13,266 0 258
SKYWORKS SOLUTIONS INC COM 83088M102   46,286,857 392,328 SH   DFND   390,228 0 2,100
SNAP-ON INC COM 833034101   1,089,526 4,413 SH   DFND   4,413 0 0
SOUTHERN CO COM 842587107   495,758 7,125 SH   DFND   7,125 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,282,540 7,000 SH   DFND   7,000 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   49,569,366 672,127 SH   DFND   667,435 0 4,692
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   2,198,224 17,769 SH   DFND   5,725 0 12,044
SPDR TR UNIT SER 1 TR UNIT 78462F103   57,007,851 139,251 SH   DFND   97,581 0 41,670
STARBUCKS CORP COM 855244109   111,800,401 1,073,662 SH   DFND   952,563 0 121,099
STATE STREET CORPORATION COM 857477103   203,682 2,691 SH   DFND   2,691 0 0
STRYKER CORP COM 863667101   3,629,180 12,713 SH   DFND   11,858 0 855
SYSCO CORP COM 871829107   1,450,534 18,782 SH   DFND   18,782 0 0
TARGET CORP COM 87612E106   4,575,032 27,622 SH   DFND   27,557 0 65
TE CONNECTIVITY LTD SHS H84989104   451,025 3,439 SH   DFND   3,149 0 290
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803   1,211,553 8,023 SH   DFND   6,272 0 1,751
TESLA MOTORS IN COM 88160R101   326,957 1,576 SH   DFND   1,576 0 0
TEXAS INSTRUMENTS INC COM 882508104   108,366,460 582,584 SH   DFND   528,773 0 53,811
THE BLACKSTONE GROUP INC COM CL A 09260D107   641,232 7,300 SH   DFND   7,300 0 0
THE HERSHEY COMPANY COM 427866108   1,232,108 4,843 SH   DFND   4,843 0 0
THE TRADE DESK INC COM CL A 88339J105   623,109 10,230 SH   DFND   10,230 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   132,131,704 229,248 SH   DFND   207,010 0 22,238
TJX COS INC NEW COM 872540109   148,679,434 1,897,389 SH   DFND   1,631,747 0 265,642
TRANE TECHNOLOGIES PLC SHS G8994E103   870,777 4,733 SH   DFND   4,733 0 0
TRANSDIGM GROUP, INC. COM 893641100   818,126 1,110 SH   DFND   1,110 0 0
TRAVELERS COMPANIES INC COM 89417E109   888,075 5,181 SH   DFND   2,703 0 2,478
TRUIST FINANCIAL CORP COM 89832Q109   764,829 22,429 SH   DFND   20,289 0 2,140
U S BANCORP COM NEW 902973304   495,543 13,746 SH   DFND   4,542 0 9,204
UGI CORP NEW COM 902681105   334,947 9,636 SH   DFND   9,636 0 0
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704   16,697,105 321,531 SH   DFND   313,087 0 8,444
UNION PACIFIC CORP COM 907818108   10,246,147 50,910 SH   DFND   49,920 0 990
UNITED PARCEL SVC INC CL B CL B 911312106   137,997,586 711,364 SH   DFND   662,571 0 48,793
UNITEDHEALTH GROUP INC COM 91324P102   227,533,923 481,462 SH   DFND   411,089 0 70,373
V F CORPORATION COM 918204108   534,009 23,309 SH   DFND   23,309 0 0
VALERO ENERGY CORP COM 91913Y100   417,264 2,989 SH   DFND   2,989 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108   1,318,816 5,222 SH   DFND   5,090 0 132
VANGUARD DIVIDEND DIV APP ETF 921908844   38,755,216 251,641 SH   DFND   176,949 0 74,692
VANGUARD ESG INTL STOCK ETF ESG INTL STK ETF 921910725   1,477,704 28,222 SH   DFND   28,222 0 0
VANGUARD ESG US STOCK ETF ESG US STK ETF 921910733   418,858 5,841 SH   DFND   5,841 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718   3,497,983 32,021 SH   DFND   32,021 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   4,053,556 89,740 SH   DFND   89,740 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858   5,204,813 128,832 SH   DFND   127,856 0 976
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874   47,558,686 780,290 SH   DFND   765,444 0 14,846
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866   69,236,091 1,020,880 SH   DFND   1,003,970 0 16,910
VANGUARD GROWTH ETF GROWTH ETF 922908736   672,042 2,694 SH   DFND   2,694 0 0
VANGUARD HEALTHCARE ETF HEALTH CAR ETF 92204A504   486,697 2,041 SH   DFND   2,041 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   4,918,262 46,619 SH   DFND   46,219 0 400
VANGUARD INFO TECH ETF INF TECH ETF 92204A702   5,241,236 13,597 SH   DFND   13,597 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870   234,162 2,919 SH   DFND   2,919 0 0
VANGUARD LARGE - CAP ETF LARGE CAP ETF 922908637   1,083,124 5,798 SH   DFND   5,798 0 0
VANGUARD MEGA CAP ETF MEGA CAP INTDEX 921910873   421,547 2,945 SH   DFND   2,825 0 120
VANGUARD MEGA CAP VALUE ETF MEGA CAP VAL ETF 921910840   243,862 2,414 SH   DFND   2,414 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629   1,650,660 7,826 SH   DFND   7,826 0 0
VANGUARD MID-CAP GROWTH ETF MCAP GR INXVIP 922908538   239,715 1,230 SH   DFND   1,144 0 86
VANGUARD REIT ETF REIT ETF 922908553   1,643,362 19,790 SH   DFND   19,790 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   8,809,064 23,424 SH   DFND   16,128 0 7,296
VANGUARD S/T CORP BOND ETF SHRT TRM CORP BD 92206C409   324,054 4,251 SH   DFND   4,251 0 0
VANGUARD SHORT TERM BOND ETF SHORT TRM BOND 921937827   4,086,631 53,427 SH   DFND   53,427 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751   4,955,478 26,142 SH   DFND   26,142 0 0
VANGUARD TAX-EXEMPT BOND INDEX ETF TAX EXEMPT BD 922907746   212,265 4,190 SH   DFND   4,190 0 0
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835   5,502,255 74,526 SH   DFND   13,494 0 61,032
VANGUARD TOTAL INTL STOCK INDEX FUND ETF VG TL INTL STK F 921909768   45,803,265 829,619 SH   DFND   807,372 0 22,247
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769   48,328,187 236,787 SH   DFND   225,651 0 11,136
VANGUARD VALUE ETF VALUE ETF 922908744   1,093,279 7,916 SH   DFND   4,449 0 3,467
VERIZON COMMUNICATIONS COM 92343V104   57,708,560 1,483,892 SH   DFND   1,473,931 0 9,961
VISA IN - CLASS A COM CL A 92826C839   5,440,124 24,129 SH   DFND   23,629 0 500
WALMART INC COM 931142103   2,843,868 19,287 SH   DFND   19,179 0 108
WASTE MGMT INC DEL COM 94106L109   4,600,415 28,194 SH   DFND   28,194 0 0
WEC ENERGY GROUP INC COM 92939U106   412,810 4,355 SH   DFND   4,355 0 0
WELLS FARGO CO COM 949746101   1,870,159 50,031 SH   DFND   50,031 0 0
WISDOMTREE L/C DIVIDEND FD US LARGECAP DIVD 97717W307   482,632 7,802 SH   DFND   7,802 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND US QTLY DIV GRT 97717X669   2,370,790 38,030 SH   DFND   38,030 0 0
WW GRAINGER INC COM 384802104   520,052 755 SH   DFND   755 0 0
YUM BRANDS INC COM COM 988498101   299,690 2,269 SH   DFND   2,269 0 0
ZIMMER HLDGS INC COM 98956P102   415,378 3,215 SH   DFND   2,837 0 378
ZOETIS INC. CL A 98978V103   23,698,726 142,386 SH   DFND   140,861 0 1,525