The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   686,442 6,779 SH   SOLE   6,779 0 0
ABBOTT LABS COM 002824100   2,769,562 27,351 SH   DFND 6 0 27,351 0
ABBOTT LABS COM 002824100   680,366 6,719 SH   DFND 5 0 6,719 0
ABBOTT LABS COM 002824100   111,892 1,105 SH   DFND 7 0 1,105 0
ABBOTT LABS COM 002824100   20,252 200 SH   DFND 1 0 200 0
ABBVIE COM 00287Y109   79,685 500 SH   SOLE   500 0 0
ABBVIE COM 00287Y109   1,641,511 10,300 SH   DFND 6 0 10,300 0
ADVANCED MICRO DEVICES COM 007903107   563,067 5,745 SH   SOLE   5,745 0 0
ADVANCED MICRO DEVICES COM 007903107   1,361,751 13,894 SH   DFND 6 0 13,894 0
ADVANCED MICRO DEVICES COM 007903107   623,344 6,360 SH   DFND 5 0 6,360 0
ADVANCED MICRO DEVICES COM 007903107   113,790 1,161 SH   DFND 7 0 1,161 0
ADVANCED MICRO DEVICES COM 007903107   22,934 234 SH   DFND 1 0 234 0
ALPHABET INC CL A COM 02079K305   676,320 6,520 SH   SOLE   6,520 0 0
ALPHABET INC CL A COM 02079K305   2,205,300 21,260 SH   DFND 6 0 21,260 0
ALPHABET INC CL A COM 02079K305   633,272 6,105 SH   DFND 5 0 6,105 0
ALPHABET INC CL A COM 02079K305   138,998 1,340 SH   DFND 7 0 1,340 0
ALPHABET INC CL A COM 02079K305   20,746 200 SH   DFND 1 0 200 0
AMAZON.COM COM 023135106   430,203 4,165 SH   SOLE   4,165 0 0
AMAZON.COM COM 023135106   919,797 8,905 SH   DFND 6 0 8,905 0
AMAZON.COM COM 023135106   440,015 4,260 SH   DFND 5 0 4,260 0
AMAZON.COM COM 023135106   86,247 835 SH   DFND 7 0 835 0
AMAZON.COM COM 023135106   14,461 140 SH   DFND 1 0 140 0
ANALOG DEVICES COM 032654105   772,511 3,917 SH   SOLE   3,917 0 0
ANALOG DEVICES COM 032654105   2,326,210 11,795 SH   DFND 6 0 11,795 0
ANALOG DEVICES COM 032654105   871,318 4,418 SH   DFND 5 0 4,418 0
ANALOG DEVICES COM 032654105   156,790 795 SH   DFND 7 0 795 0
ANALOG DEVICES COM 032654105   24,652 125 SH   DFND 1 0 125 0
APPLE COM 037833100   953,122 5,780 SH   SOLE   5,780 0 0
APPLE COM 037833100   3,961,228 24,022 SH   DFND 6 0 24,022 0
APPLE COM 037833100   900,354 5,460 SH   DFND 5 0 5,460 0
APPLE COM 037833100   174,794 1,060 SH   DFND 7 0 1,060 0
APPLE COM 037833100   37,102 225 SH   DFND 1 0 225 0
APTARGROUP COM 038336103   559,511 4,734 SH   SOLE   4,734 0 0
APTARGROUP COM 038336103   2,961,723 25,059 SH   DFND 6 0 25,059 0
APTARGROUP COM 038336103   572,512 4,844 SH   DFND 5 0 4,844 0
APTARGROUP COM 038336103   103,416 875 SH   DFND 7 0 875 0
APTARGROUP COM 038336103   23,638 200 SH   DFND 1 0 200 0
AUTOMATIC DATA PROCESSING COM 053015103   784,325 3,523 SH   SOLE   3,523 0 0
AUTOMATIC DATA PROCESSING COM 053015103   3,676,734 16,515 SH   DFND 6 0 16,515 0
AUTOMATIC DATA PROCESSING COM 053015103   702,175 3,154 SH   DFND 5 0 3,154 0
AUTOMATIC DATA PROCESSING COM 053015103   140,257 630 SH   DFND 7 0 630 0
AUTOMATIC DATA PROCESSING COM 053015103   31,168 140 SH   DFND 1 0 140 0
BECTON DICKINSON COM 075887109   230,707 932 SH   SOLE   932 0 0
BECTON DICKINSON COM 075887109   709,945 2,868 SH   DFND 6 0 2,868 0
BECTON DICKINSON COM 075887109   235,411 951 SH   DFND 5 0 951 0
BECTON DICKINSON COM 075887109   43,319 175 SH   DFND 7 0 175 0
BECTON DICKINSON COM 075887109   9,902 40 SH   DFND 1 0 40 0
BERKSHIRE HATHAWAY CL B COM 084670702   106,526 345 SH   SOLE   345 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   494,032 1,600 SH   DFND 6 0 1,600 0
CANADIAN NATL RAILWAY COM 136375102   778,602 6,600 SH   SOLE   6,600 0 0
CANADIAN NATL RAILWAY COM 136375102   3,380,430 28,655 SH   DFND 6 0 28,655 0
CANADIAN NATL RAILWAY COM 136375102   672,075 5,697 SH   DFND 5 0 5,697 0
CANADIAN NATL RAILWAY COM 136375102   129,767 1,100 SH   DFND 7 0 1,100 0
CANADIAN NATL RAILWAY COM 136375102   31,262 265 SH   DFND 1 0 265 0
CHEVRON COM 166764100   354,873 2,175 SH   SOLE   2,175 0 0
CHEVRON COM 166764100   1,344,438 8,240 SH   DFND 6 0 8,240 0
CHEVRON COM 166764100   592,434 3,631 SH   DFND 5 0 3,631 0
CHEVRON COM 166764100   24,474 150 SH   DFND 7 0 150 0
CHEVRON COM 166764100   8,158 50 SH   DFND 1 0 50 0
CHURCH & DWIGHT COM 171340102   55,256 625 SH   SOLE   625 0 0
CHURCH & DWIGHT COM 171340102   221,025 2,500 SH   DFND 6 0 2,500 0
CVS HEALTH COM 126650100   282,378 3,800 SH   SOLE   3,800 0 0
CVS HEALTH COM 126650100   2,037,357 27,417 SH   DFND 6 0 27,417 0
CVS HEALTH COM 126650100   27,718 373 SH   DFND 5 0 373 0
CVS HEALTH COM 126650100   5,573 75 SH   DFND 1 0 75 0
CVS HEALTH COM 126650100   16,720 225 SH   DFND 7 0 225 0
DANAHER CORP COM 235851102   639,678 2,538 SH   SOLE   2,538 0 0
DANAHER CORP COM 235851102   2,204,594 8,747 SH   DFND 6 0 8,747 0
DANAHER CORP COM 235851102   642,450 2,549 SH   DFND 5 0 2,549 0
DANAHER CORP COM 235851102   128,540 510 SH   DFND 7 0 510 0
DANAHER CORP COM 235851102   28,985 115 SH   DFND 1 0 115 0
DISNEY COM 254687106   296,485 2,961 SH   SOLE   2,961 0 0
DISNEY COM 254687106   361,369 3,609 SH   DFND 6 0 3,609 0
DISNEY COM 254687106   168,919 1,687 SH   DFND 5 0 1,687 0
DISNEY COM 254687106   52,568 525 SH   DFND 7 0 525 0
EDWARDS LIFESCIENCES COM 28176E108   150,982 1,825 SH   SOLE   1,825 0 0
EDWARDS LIFESCIENCES COM 28176E108   3,723 45 SH   DFND 6 0 45 0
EDWARDS LIFESCIENCES COM 28176E108   136,918 1,655 SH   DFND 5 0 1,655 0
EDWARDS LIFESCIENCES COM 28176E108   3,309 40 SH   DFND 1 0 40 0
EMERSON ELECTRIC COM 291011104   13,071 150 SH   SOLE   150 0 0
EMERSON ELECTRIC COM 291011104   261,420 3,000 SH   DFND 6 0 3,000 0
EXXON MOBIL COM 30231G102   76,762 700 SH   SOLE   700 0 0
EXXON MOBIL COM 30231G102   2,379,622 21,700 SH   DFND 6 0 21,700 0
EXXON MOBIL COM 30231G102   84,658 772 SH   DFND 7 0 772 0
EXXON MOBIL COM 30231G102   38,381 350 SH   DFND 1 0 350 0
FISERV COM 337738108   666,312 5,895 SH   SOLE   5,895 0 0
FISERV COM 337738108   2,543,514 22,503 SH   DFND 6 0 22,503 0
FISERV COM 337738108   631,951 5,591 SH   DFND 5 0 5,591 0
FISERV COM 337738108   131,680 1,165 SH   DFND 7 0 1,165 0
FISERV COM 337738108   22,606 200 SH   DFND 1 0 200 0
GENERAL MILLS COM 370334104   1,442,992 16,885 SH   DFND 6 0 16,885 0
HOME DEPOT COM 437076102   483,111 1,637 SH   SOLE   1,637 0 0
HOME DEPOT COM 437076102   1,851,288 6,273 SH   DFND 6 0 6,273 0
HOME DEPOT COM 437076102   571,943 1,938 SH   DFND 5 0 1,938 0
HOME DEPOT COM 437076102   103,292 350 SH   DFND 7 0 350 0
HOME DEPOT COM 437076102   11,805 40 SH   DFND 1 0 40 0
HONEYWELL INTL COM 438516106   195,898 1,025 SH   SOLE   1,025 0 0
HONEYWELL INTL COM 438516106   979,490 5,125 SH   DFND 6 0 5,125 0
HONEYWELL INTL COM 438516106   159,585 835 SH   DFND 5 0 835 0
HONEYWELL INTL COM 438516106   107,027 560 SH   DFND 7 0 560 0
HONEYWELL INTL COM 438516106   15,290 80 SH   DFND 1 0 80 0
ILLUMINA COM 452327109   183,714 790 SH   SOLE   790 0 0
ILLUMINA COM 452327109   356,964 1,535 SH   DFND 6 0 1,535 0
ILLUMINA COM 452327109   303,710 1,306 SH   DFND 5 0 1,306 0
ILLUMINA COM 452327109   4,651 20 SH   DFND 7 0 20 0
INTEL COM 458140100   3,267 100 SH   SOLE   100 0 0
INTEL COM 458140100   777,546 23,800 SH   DFND 6 0 23,800 0
JOHNSON & JOHNSON COM 478160104   595,510 3,842 SH   SOLE   3,842 0 0
JOHNSON & JOHNSON COM 478160104   2,815,110 18,162 SH   DFND 6 0 18,162 0
JOHNSON & JOHNSON COM 478160104   552,110 3,562 SH   DFND 5 0 3,562 0
JOHNSON & JOHNSON COM 478160104   131,750 850 SH   DFND 7 0 850 0
JOHNSON & JOHNSON COM 478160104   27,125 175 SH   DFND 1 0 175 0
MASTERCARD COM 57636Q104   832,936 2,292 SH   SOLE   2,292 0 0
MASTERCARD COM 57636Q104   3,351,004 9,221 SH   DFND 6 0 9,221 0
MASTERCARD COM 57636Q104   756,256 2,081 SH   DFND 5 0 2,081 0
MASTERCARD COM 57636Q104   141,730 390 SH   DFND 7 0 390 0
MASTERCARD COM 57636Q104   29,073 80 SH   DFND 1 0 80 0
MEDTRONIC COM G5960L103   279,751 3,470 SH   SOLE   3,470 0 0
MEDTRONIC COM G5960L103   331,590 4,113 SH   DFND 6 0 4,113 0
MEDTRONIC COM G5960L103   226,300 2,807 SH   DFND 5 0 2,807 0
MEDTRONIC COM G5960L103   50,387 625 SH   DFND 7 0 625 0
MEDTRONIC COM G5960L103   8,062 100 SH   DFND 1 0 100 0
MESOBLAST LIMITED COM 590717104   6,580 2,000 SH   SOLE   2,000 0 0
MESOBLAST LIMITED COM 590717104   72,380 22,000 SH   DFND 6 0 22,000 0
MICROSOFT COM 594918104   806,087 2,796 SH   SOLE   2,796 0 0
MICROSOFT COM 594918104   3,021,384 10,480 SH   DFND 6 0 10,480 0
MICROSOFT COM 594918104   775,527 2,690 SH   DFND 5 0 2,690 0
MICROSOFT COM 594918104   154,240 535 SH   DFND 7 0 535 0
MICROSOFT COM 594918104   33,154 115 SH   DFND 1 0 115 0
NESTLE SA ADR COM 641069406   685,236 5,631 SH   SOLE   5,631 0 0
NESTLE SA ADR COM 641069406   3,226,854 26,517 SH   DFND 6 0 26,517 0
NESTLE SA ADR COM 641069406   725,759 5,964 SH   DFND 5 0 5,964 0
NESTLE SA ADR COM 641069406   103,436 850 SH   DFND 7 0 850 0
NESTLE SA ADR COM 641069406   30,422 250 SH   DFND 1 0 250 0
NIKE INC CLASS B COM 654106103   400,788 3,268 SH   SOLE   3,268 0 0
NIKE INC CLASS B COM 654106103   439,419 3,583 SH   DFND 6 0 3,583 0
NIKE INC CLASS B COM 654106103   320,581 2,614 SH   DFND 5 0 2,614 0
NIKE INC CLASS B COM 654106103   62,546 510 SH   DFND 7 0 510 0
NIKE INC CLASS B COM 654106103   12,264 100 SH   DFND 1 0 100 0
NORFOLK SOUTHERN COM 655844108   540,600 2,550 SH   DFND 6 0 2,550 0
NOVARTIS AG ADR COM 66987V109   517,224 5,622 SH   SOLE   5,622 0 0
NOVARTIS AG ADR COM 66987V109   2,053,992 22,326 SH   DFND 6 0 22,326 0
NOVARTIS AG ADR COM 66987V109   372,416 4,048 SH   DFND 5 0 4,048 0
NOVARTIS AG ADR COM 66987V109   39,100 425 SH   DFND 7 0 425 0
NOVARTIS AG ADR COM 66987V109   23,000 250 SH   DFND 1 0 250 0
NOVO NORDISK A S ADR COM 670100205   10,344 65 SH   SOLE   65 0 0
NOVO NORDISK A S ADR COM 670100205   1,637,551 10,290 SH   DFND 6 0 10,290 0
NOVOZYMES A S DKK 2.0 COM B798FW902   3,819 75 SH   SOLE   75 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   254,578 5,000 SH   DFND 6 0 5,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902   38,187 750 SH   DFND 5 0 750 0
NVIDIA CORP COM 67066G104   418,599 1,507 SH   SOLE   1,507 0 0
NVIDIA CORP COM 67066G104   1,154,134 4,155 SH   DFND 6 0 4,155 0
NVIDIA CORP COM 67066G104   315,824 1,137 SH   DFND 5 0 1,137 0
NVIDIA CORP COM 67066G104   66,665 240 SH   DFND 7 0 240 0
NVIDIA CORP COM 67066G104   16,666 60 SH   DFND 1 0 60 0
PAYPAL HOLDINGS COM 70450Y103   228,883 3,014 SH   SOLE   3,014 0 0
PAYPAL HOLDINGS COM 70450Y103   121,428 1,599 SH   DFND 6 0 1,599 0
PAYPAL HOLDINGS COM 70450Y103   238,300 3,138 SH   DFND 5 0 3,138 0
PAYPAL HOLDINGS COM 70450Y103   27,338 360 SH   DFND 7 0 360 0
PEPSICO COM 713448108   320,848 1,760 SH   SOLE   1,760 0 0
PEPSICO COM 713448108   1,695,390 9,300 SH   DFND 6 0 9,300 0
PEPSICO COM 713448108   48,309 265 SH   DFND 7 0 265 0
PEPSICO COM 713448108   27,345 150 SH   DFND 1 0 150 0
PFIZER COM 717081103   8,160 200 SH   SOLE   200 0 0
PFIZER COM 717081103   510,000 12,500 SH   DFND 6 0 12,500 0
PROCTER & GAMBLE COM 742718109   610,372 4,105 SH   SOLE   4,105 0 0
PROCTER & GAMBLE COM 742718109   3,468,492 23,327 SH   DFND 6 0 23,327 0
PROCTER & GAMBLE COM 742718109   693,341 4,663 SH   DFND 5 0 4,663 0
PROCTER & GAMBLE COM 742718109   124,900 840 SH   DFND 7 0 840 0
PROCTER & GAMBLE COM 742718109   33,455 225 SH   DFND 1 0 225 0
RAYTHEON TECHNOLOGIES COM 75513E101   608,439 6,213 SH   SOLE   6,213 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   1,384,632 14,139 SH   DFND 6 0 14,139 0
RAYTHEON TECHNOLOGIES COM 75513E101   714,399 7,295 SH   DFND 5 0 7,295 0
RAYTHEON TECHNOLOGIES COM 75513E101   139,550 1,425 SH   DFND 7 0 1,425 0
RAYTHEON TECHNOLOGIES COM 75513E101   24,482 250 SH   DFND 1 0 250 0
ROCKWELL AUTOMATION COM 773903109   724,528 2,469 SH   SOLE   2,469 0 0
ROCKWELL AUTOMATION COM 773903109   2,759,310 9,403 SH   DFND 6 0 9,403 0
ROCKWELL AUTOMATION COM 773903109   721,300 2,458 SH   DFND 5 0 2,458 0
ROCKWELL AUTOMATION COM 773903109   140,856 480 SH   DFND 7 0 480 0
ROCKWELL AUTOMATION COM 773903109   10,271 35 SH   DFND 1 0 35 0
TJX COS COM 872540109   520,467 6,642 SH   SOLE   6,642 0 0
TJX COS COM 872540109   1,433,988 18,300 SH   DFND 6 0 18,300 0
TJX COS COM 872540109   396,110 5,055 SH   DFND 5 0 5,055 0
TJX COS COM 872540109   110,488 1,410 SH   DFND 7 0 1,410 0
TJX COS COM 872540109   15,672 200 SH   DFND 1 0 200 0
UNILEVER PLC NEW ADR COM 904767704   83,088 1,600 SH   SOLE   1,600 0 0
UNILEVER PLC NEW ADR COM 904767704   668,443 12,872 SH   DFND 6 0 12,872 0
UNION PACIFIC COM 907818108   954,777 4,744 SH   DFND 6 0 4,744 0
UNITED HEALTH GROUP COM 91324P102   457,467 968 SH   SOLE   968 0 0
UNITED HEALTH GROUP COM 91324P102   965,974 2,044 SH   DFND 6 0 2,044 0
UNITED HEALTH GROUP COM 91324P102   491,494 1,040 SH   DFND 5 0 1,040 0
UNITED HEALTH GROUP COM 91324P102   89,792 190 SH   DFND 7 0 190 0
UNITED HEALTH GROUP COM 91324P102   18,904 40 SH   DFND 1 0 40 0
XYLEM INC COM 98419M100   521,825 4,984 SH   SOLE   4,984 0 0
XYLEM INC COM 98419M100   1,084,168 10,355 SH   DFND 6 0 10,355 0
XYLEM INC COM 98419M100   536,797 5,127 SH   DFND 5 0 5,127 0
XYLEM INC COM 98419M100   92,659 885 SH   DFND 7 0 885 0